1. To apply for a loan offered to students in tertiary-level through the Higher Education Loan Programme (HELP), you will need to complete an application form which can be obtained from this link - HELP Application Form.
2. The HELP programme is administered by participating commercial banks in Trinidad and Tobago, including First Citizens Bank, RBTT Bank, Republic Bank and Scotiabank Trinidad and Tobago. Application forms are available at all branch locations of these banks.
3. Bring the completed HELP application form and a Letter of Acceptance from the tertiary level institution at which you are enrolled to the loans department of a participating commercial bank.
4. Applicants are required to pay the loan application fee of TT$400.00, per loan. The application fee includes a charge of TT$36.00 for a credit report.
5. The bank will check if your application is properly completed in accordance with HELP terms and conditions. The bank will also conduct an interview to obtain additional necessary information. You will be advised within four to six weeks of the status of your loan application.
6. Once your application is approved, the bank will schedule a meeting with you to work out the repayment terms and to have you sign relevant documents. The bank will all discuss with you repayment terms, which vary according to the amount that was approved and your income situation. Unemployed applicants begin repayment three months after completing their course of study. Employed applicants begin repayment immediately.

• HELP application form
• Continuing students: Attach Result Slip(s) for previous year and copy of completed Continuing Registration Form.
• New Students: Attach copy of Acceptance Letter and copy of completed Registration Form (stamped by TLI)
• Copy of Passport or National ID Card

The Ministry of Tertiary Education and Skills Training

The International Waterfront Centre
Levels 16-18, Tower C
No.1a Wrightson Road, Port of Spain
Trinidad, West Indies
Tel. (868) 625-1380

Fax. (868) 627-5437
Email: stte@gov.tt

Opening hours:
Monday to Friday, 8:00 am to 4:00 pm,
except public holidays.

To apply for a financial assistance for tertiary-level education through the Higher Education Loan Programme (HELP). Applicants must be a citizen of Trinidad and Tobago and enrolled in an approved tertiary-level education programme in any public or private TLI in Trinidad and Tobago or the Caribbean Community (CARICOM).

HELP Approved Public and Private Tertiary Learning Institutions and Programmes

• Loan application fee: TT$400.00 (per loan)

The application fee includes a charge of TT$36.00 for a credit report.

Explain the time until which the certificate/document is valid.
e.g. Birth Certificate Valid Forever

HELP Application Form

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It will take about four to six weeks for your application to be reviewed by the bank.

Videos explaining the procedure or to fill the applications. 
Attach videos using the following tag <&video type='website'>video ID|width|height<&/video&> from external websites. 	
Please remove the '&' inside the tags during implementation.
Website = allocine, blip, dailymotion, facebook, gametrailers, googlevideo, html5, metacafe, myspace, revver, 
sevenload, viddler, vimeo, youku, youtube
width = 560, height = 340, Video ID = Can be obtained from the URL of webpage where the video is displayed.
e.g In the following url 'http://www.youtube.com/watch?v=Y0US7oR_t3M' Video ID is 'Y0US7oR_t3M'.

Students can obtain financial assistance for tertiary-level education through the Higher Education Loan Programme (HELP). The programme is a special soft loan facility made available through the Ministry of Tertiary Education and Skills Training (TEST) that can help cover the following expenses:

• Tuition fees.
• Accommodation expenses.
• Airfare and other transportation costs.
• Personal maintenance costs and living expenses.
• Books and related materials.
• Special equipment costs.
• Other related tertiary education expenses.

• Applicant's personal information
• Trinidad and Tobago Passport Number:
• Trinidad and Tobago National ID Number
• Institution and Programme Data:
  • Name, contact number, address etc.
  • Student Registration No.
  • Programme name
  • Programme level
  • Programme duration
• Tertiary expenses
• Household expenses

Please provide the need for the procedure. e.g. Birth Certificate - why do we need to have a birth certificate? 
 

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Please explain what are other uses of obtaining this document/certificate.
e.g. Birth Certificate can be used as proof of identity.

• Government of the Republic of Trinidad and Tobago

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