The Process for applying a Student loan Scheme in Tonga is as follows

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Step 1: Pick the application Form from the Bank Concern with student Loans in Tonga: :

Pick the application form to apply for Student loan Scheme from the Bank in Charge of the student Loan Scheme in Tonga.Alternatively visit the Collaborating higher institution of Learning and pick the application form. The government of Tonga agreed with the Bank in charge of Student loan to offer loans on behalf of the Government at a lower interest rate of 1-4% per year. Eligible Newly admitted students will be required to produce Admission Letters; while continuing students applying for the first time or otherwise will be required to produce valid Student Identity Cards.

Tertiary Education students who wish to continue studying over seas are also eligible to apply for a low cost credit loans under the government backed student loan Scheme in Tonga.

Step 2: Complete the Application form by following the SLS Instruction Guide:

Answer every question, even if it does not apply to your situation. If an answer or the whole application is considered incomplete by the Bank, the application may be returned or refused. If you do not have an answer to a question, and there are no instructions for it on the form or in the Instruction Guide, write not applicable or N/A in the space provided. That shows you have read and filled out the form fully. To apply for these loans. It is also imperative to be a Tongan citizen in order to be enrolled in a student loan program and to get a student loan successfully.

Step 3: Attach all the require documents on a completed application Forms:

First time students are required to attach their admission letters and 4 passport photo on a completed application form,plus a photocopy of their Student identity Card and a photocopy of Birth certificate or a photocopy of national identity card in addition to a Letter of introduction fro the higher institution of learning in Tonga.

Step 4: Submit your completed application form:

Submit your application with all the required document.After selection, the Selection Board shall allocate a student loan identification numbers to each approved applicant and the name of approved students for the loan will be forwarded to the higher institution of learning.

Step 5: Disburse the funds to the institution bank accounts:

Funds for approved students will be Disbursed to various higher learning institution bank accounts and the statement will be provided to student at every end of the semester showing the amount of money loaned and interest rate to be paid to the back after the end of their study period.

Note

i) Photo Copies of your Academic Papers.

ii) A Letter of admission

iii)Application form

iv) A Reference Letter

v) Fees Structure

vi) A Bank Account of the institution.

Ministry of Education, Womens Affairs & Culture (MEWAC)

Address

1st Floor,O.G.Sanft & Sons Building,

Western Corner of Taufa'ahau Road and Wellington Road,

Nuku'alofa.

P.O. Box 1380, Nuku'alofa, KINGDOM OF TONGA

Fax: +676 24861

TEL: (676) 28 170

FAX: (676) 24861

EMAIL: enquiries@mic.gov.to

Website: http://www.tongaeducation.gov.to

i)Tongan students are Eligible for this loan provided they have been offered admission in an accredited institution of higher learning:

ii)Applicants must be a Ghanaian students seeking support to pursue higher education in Tonga.

Explain the fees structure which is required for obtaining the certificate/document.

Valid for every semester and renewal is required upon performance satisfaction.

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90 days after submission

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i) The Applicant MUST be Tongan students ONLY.

ii). Applicants must be admitted to an accredited Tertiary Institutions of Higher learning in Tonga.

iii) students MUST appear in person during the application process.

iv). Students should apply before commencement date to allow ample time of processing their application.

i). Valid National Identification Card.

ii). Birth Certificate

iii)operating Bank Account

iv). A Recommendation Letter from the institution

v). 4 Passport-sized Photographs

vi)letter from Local Authorities from your resident Area.

vii.valid Student Identity Cards.

The education system in Tonga is organised around four basic levels.

These are

i)non-compulsory early childhood education for children aged 35 years,

ii)Primary Education for ages 611 (Classes 1-6),

iii)Secondary Education (1218) and

iv) Post-Secondary Education (ages 18 upwards).

All children between the ages of six and 14 are legally required to attend school until at least six years of education have been completed. Primary education is also free.

Tonga Government provides student loans and allowances to tertiary students who satisfy the funding criteria. Full-time students can claim loans for both fees and living costs while part-time students can only claim training institution fees.

The Tongan Government provides some assistance for non-government schools on two grounds:-.

i)The annual subsidy for non-government high schools is currently $200 per student (based on the previous years enrolment).

ii)A higher subsidy of $1,200 per student is paid to three Catholic schools providing Technical and Vocational Education and Training (TVET).

Australia is the largest aid donor to Tonga and is contributing to improved governance and accountability, stronger economic growth and better service delivery.

A non-refundable means-tested student allowance for living expenses can be claimed by students who are over 24 years old or whose parents have a low income. This criteria has caused anger among student bodies who point out that it excludes many self-sufficient adults from help due to parental income levels, and also that by age 24 most people have completed tertiary education.

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e.g. Birth Certificate can be used as proof of identity.

http://www.tongaeducation.info/education-funding/education-loans/index.html

http://www.icde.org/projects/regulatory_frameworks_for_distance_education/country_profiles/tonga/education_system/

http://www.mic.gov.to/ministrydepartment/14-govt-ministries/moet

http://www.nzkanivapacific.co.nz/2014/09/loan-scheme-benefits-overseas-tongan-tertiary-students/#.VVMbDPDHbDc

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