Step 1 Togo student-loans-applicant, who want to take advantage of the Student loans MUST work directly with the College/university theyre planning to attend. The school will provide an official letter that details the types of loans the students can take and the amount of Loan they are looking for, and theyll notify the school when theyve decided what loans theyd like to accept and take from the Student Loan Committee.

Step 2 The applicant will pick an application form from the institution,Fill the form and submit it at the institution office of the academic registrar for further processing.

Step 3 The academic registrar's office will forward the application to office of the Loan Scheme department of Education in the ministry of Education.

Step 4 When students accept a loan, they can visit the Ministry of Education request for student loan under PERI Project (Projet Education et Renforcement Institutionnel supported by the World bank, theyll be asked to sign paperwork at the Ministry of Education and Research Student Loan Department. Once students sign on, the money will be disbursed directly to the school bank Account. Students are also required to complete a memorandum of understanding about their loans, and they are willing to repay their loan after their studies on a Semester basis or termly basis.

Step 5 After receiving Education Loan, the major concern of students would be to repay them. Every bank or Loan service provider have different means to repay the them. Students can go and check with their respected agencies on the ways to repay Loans. However, it is important to note that students do not have to pay as much amount as it is required for Ordinary or Non- Student Loans. Moreover, many easy repayment options are also available for the students.

Note

In certain cases the repayment of Education Loans may be cancelled. However, cancellations are available only in extreme scenarios such as, total or permanent disability, a particular kind of teaching services and the closure of schools where the student was working. Furthermore, repayment of Education Loans can also be postponed temporarily in cases such as financial crises, etc.

i)Qualification Academic documents

ii) admission letter from the institution of higher education.

iii) Birth certificate

iv) Recent passport photographs.

v) Fees statement

vi) Bank Account Number of the institution.

v) National identification Card.

Ministry of Higher Education & Research

Address

Togo

Tel:+228 221 6865

Tel:+228 222 0783

http://www.republicoftogo.com/

All Togo students are eligible for this Type of Loan Scheme if they are offered admission in:

i). Accredited institution of higher learning in College/University ;

ii) Financially incapacitated students.

iii)All Accredited Programs.

iv) Applicants MUST be Togo Student,

v) Nearly all students are eligible to receive federal loans.

Explain the fees structure which is required for obtaining the certificate/document.

Valid for 2-4 years of progressive study.

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2 months.

Videos explaining the procedure or to fill the applications. 
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sevenload, viddler, vimeo, youku, youtube
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i)The Required applicant MUST be a student and a citizen of Togo.

ii). This type of loan is available for college and university students by disbursing funds directly to the schools.

iii).These funds are used as a supplement to the tuition fees and other school-related expenses of a student.

iv). The Loan Department of Education guarantees both subsidized and unsubsidized loans.

v). Sometimes, guarantee is granted directly and other times pass through guarantee agencies.

vi) Aspects like credit score are not taken into consideration when granting a student a loan.

vii)Typically, a student loan comes with a grace period of end of academic studies , which means that no payments are due until after the graduation and you have started working .

i) Provide proof of the identity

ii) Demonstrate proof of the financial health

iii) Obtain a co-signer for the loan (if they have poor credit)

iv) Sign a series of documents about the loan

Few students can simply dip into their back pockets in order to pay the tab for their tuition, and even those who might be able to cover the cost of a semester or two might find it hard to pay for an entire 4-year education without a little help from an outside source.

Often, this means that students must apply for and obtain loans in order to pay for school, and unfortunately, many students arent quite sure about how they should proceed with their application to get a student Loan from Government of Togo.

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Please explain what are other uses of obtaining this document/certificate.
e.g. Birth Certificate can be used as proof of identity.

http://www.togoeducation.info/education-funding/education-loans/index.html

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