1. The first thing you must take note before you start the application process is to check when the deadline for submission of application is, this will give you an idea if you will be able to obtain the funds you need before classes begins.
2. Complete and submit an application in the form provided by the student loan organization. The completed can be submitted in person, by post or via a courier.
3. Here is a link that can give you information on how applications will be assessed - http://www.fnpv.sk/info-fnpv-pre-studentov
4. If your loan request is approved, the loan organization will sent you the loan agreement which you will need to send back after you have signed it. You can also check if your loan request was approved through their website.

Things you should know before applying for a loan:

Before you apply for a loan, carefully take note of the interest rate, conditions and repayment scheme that the bank is offering. It will be better if you look into several banks and have done some research regarding the banks application process. One thing that you also need to consider in choosing where to apply for a student loan is the bank's customer service, since this type of loan can take years of continuous correspondence between you and your bank, it will be much better if your bank has a good and accommodating customer service, this will save you from a lot of stress in the future.

Tip: You may not need to accept the entire loan amount the bank is offering you. Since you will be paying back the loan sometime in the future, it will be more ideal if you will only borrow what you need.

List down the documents required for successfully completing the procedure.

e.g.
1. Proof of child birth from the Hospital.

Fond na podporu vzdelvania
Panensk 29
811 03 BRATISLAVA
Website

Applicants for a student loan:

• citizens of Slovak Republic and those with a permanent address in Slovak Republic,
• studying at Slovak universities, foreign universities established in Slovak Republic or at universities abroad
• students studying at Slovak universities with the status of foreign Slovak (i.e. do not have permanent address in the Slovak Republic)

Note: Only persons with Slovak passport can obtain the loan; those with residence permit are excluded

Explain the fees structure which is required for obtaining the certificate/document.

Explain the time until which the certificate/document is valid.
e.g. Birth Certificate Valid Forever

Please attach documents that can be used by people. e.g. links

Please attach sample completed documents that would help other people.

Please explain processing time taken in obtaining the document/certificate.

Videos explaining the procedure or to fill the applications. 
Attach videos using the following tag <&video type="website">video ID|width|height<&/video&> from external websites.
Please remove the "&" inside the tags during implementation.
Website = allocine, blip, dailymotion, facebook, gametrailers, googlevideo, html5, metacafe, myspace, revver, 
sevenload, viddler, vimeo, youku, youtube
width = 560, height = 340, Video ID = Can be obtained from the URL of webpage where the video is displayed.
e.g In the following url "http://www.youtube.com/watch?v=Y0US7oR_t3M" Video ID is "Y0US7oR_t3M". 
	

Student Loans in Slovakia

Student loans are provided by a specialised institution, founded by the National Council of Slovak Republic (the Parliament); classified as non-state (but not private); the fund is not a part of Slovakia's national budget.

• Repayment term: Maximum period of repayment for a student loan in Slovakia is 10 years, excluding period of study, maternity leave, parental leave until age 3 of the child (maximum of 5 years after graduation). Also excluded are interruption of study for students of theology ordained to carry out 1 year of pastoral practice before sanctification.
• Interest rate: The interest rate for loans made in the academic year 2014/2015 is set at 3.19% per annum. Rates may vary every academic year.
• Loan amount:
  • Minimum amount of the loan is fixed at EUR 500.
  • Maximum amount of loan: EUR 2 500 for BC and MS students and EUR 5 000 for PhD students

To those who would like to apply for a student loan, you may check this site to know more about student loans - http://www.fnpv.sk/info-fnpv-pre-studentov

A list which displays the kind of information which is required to complete the procedure.
e.g.
1. Date of Birth.
2. City or County of Birth.

Designed to help students pay for university/college tuition, books, and living expenses, student loan differs from other types of loans with its interest rate substantially lower and repayment of the loan may be deferred while the student is still in school.

Some banks offers this specific type of loan to their customers. A student loan can also be obtained through a government student loan program, this may not be the case in all countries so it will be better if you will check first if such program exists in your country.

Following is a guide on how students can apply for a loan or seek financial aid in Slovakia.

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http://www.cedefop.europa.eu/FinancingAdultLearning/DisplayCountryDetails?countryName=Slovakia&instrumentType=loan&instrumentID=%25c5%25a0tudentsk%25c3%25bd%2Bp%25c3%25b4%25c5%25bei%25c4%258dkov%25c3%25bd%2Bfond%253cbr%252f%253eStudent%2Bloan%2Bfund

http://www.fnpv.sk/info-fnpv-pre-studentov

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