Apply online

1. To calculate the Mortgage Payment and Payment Schedule online, the applicant has to visit the following apply online
2. The applicant has to click the link given above and use the calculator available in that link.
3. The calculator consists of two sections such as “Payment Plan” and “Prepayment Plan”.
4. In the “Payment Plan” section, the applicant must enter the amount of mortgage, period of amortization and other details related to mortgage, in the fields provided.
5. In the other section, the applicant has to provide the Prepayment Amount and Frequency in respective fields.
6. After providing all the required details, click “Calculate” button. Once clicked, the Calculation Summary, Mortgage Summary and Payment Diagram will be available on the page.
7. Refer to that on the page itself or the applicant can view the complete detailed summary by clicking the “Summary Report” button at the bottom.

Mortgage documents containing the following information:

• Amount of Mortgage
• Rate of interest
• Period of Amortization
• Frequency of payment
• Term of mortgage (no. of years)
• Prepayment Amount and Frequency

Canada Mortgage and Housing Corporation (CMHC),
Quebec Business Centre,
1100, René-Lévesque West,
1st Floor,
Montréal, Quebec
H3B 5J7
Toll free: 1-800-668-2642
TTY: 1-800-309-3388
website link
contact link
Regional offices

Any mortgagor in Quebec, who intends to calculate the pending payments for and payment plans of the mortgage, can use this calculator.

The service is free.

Explain the time until which the certificate/document is valid.
e.g. Birth Certificate Valid Forever

Please attach documents that can be used by people. e.g. links

Please attach sample completed documents that would help other people.

The results will be displayed immediately.

Videos explaining the procedure or to fill the applications.
Attach videos using the following tag <&video type='website'>video ID|width|height<&/video&> from external websites.
Please remove the '&' inside the tags during implementation.
Website = allocine, blip, dailymotion, facebook, gametrailers, googlevideo, html5, metacafe, myspace, revver,
sevenload, viddler, vimeo, youku, youtube
width = 560, height = 340, Video ID = Can be obtained from the URL of webpage where the video is displayed.
e.gIn the following url 'http://www.youtube.com/watch?v=Y0US7oR_t3M' Video ID is 'Y0US7oR_t3M'.

• Summary Report (printable) can be produced based on values you entered into the calculator. This report includes all your data, calculation results and payment schedule (by year and by period).
• Please note that, as of July 9, 2012, the maximum amortization period for mortgages with less than a 20 percent down payment is 25 years.
• This tool does not replace professional financial advice. The CMHC cannot guarantee that this calculator will apply or be accurate in your situation.
• For example, your mortgage lender may make its calculations in a different way. All calculations are examples only.

• Amount of Mortgage
• Rate of interest
• Period of Amortization
• Frequency of payment
• Term of mortgage (no. of years)
• Prepayment Amount and Frequency

The Mortgage calculator determines your mortgage payment and provides you with a mortgage payment schedule. The calculator also shows how much money and how many years you can save by making prepayments.

To help determine whether or not you qualify for a home mortgage based on income and expenses, use the Mortgage Qualifier Tool, by visiting the following Mortgage Qualifier Tool

Please explain what are other uses of obtaining this document/certificate.
e.g. Birth Certificate can be used as proof of identity.

Place some external links which might help.

More information which might help people.