Apply In Person:

1. To Guidance To Apply for a Student Loan, the applicant has to approach the Department of Education link
2. The applicant has to visit the nearest bank office.
3. The bank officer will ask a few questions about what type of financial help the applicant is looking for and where will use the loan.
4. After a short interview, the applicant will be asked to complete an application form.
5. An application form will be provided to the applicant by the concerned officer.
6. The officers will give a list of documents that the applicant will need to submit together with the application.
7. Also, the necessary documents are mentioned in the “Required Documents” section of this page.
8. While reviewing the application, banks will usually take into consideration the applicant's character, capacity to repay the loan, and ability to comply with the bank's conditions.
9. To help them evaluate the application, they might ask the applicant to present some form of identification or evidence that they are currently enrolled in an educational institution.
10. Then the application will be processed further. All the updates on the application status will be sent via SMS to the applicant’s mobile number.
11. Once the process gets completed, the applicant gets a call from the office regarding the application.
12. The applicant has to follow the instruction as per instructed by the officer.
13. There is no fee for Guidance To Apply for a Student Loan.
14. This entire process can be completed within 30 days or as per the timeline advised by the respective department authority.

• Photocopy of Certificate of School Registration of the applicant
• Income Tax Return of the applicant, if employed or other proof of family income (e.g Certificate of Employment, Payslips, Audited Financial Statements)
• Income Tax Return or other proof of family income of the co-maker
• Photocopy of the School ID of the applicant
• Photocopy of the Government issued ID of the co-maker
• Application form
• Passport size photographs

Department of Education
Flores St., Catbangen, San Fernando City, La Union
Telephone Numbers: (072) 607-8137; 607-8143; 607-8136
Fax - 607-8133
Email - region1@deped.gov.ph
Contact link

• Any student who intends to Guidance To Apply for a Student Loan is eligible to make this application.

• There is no fee for Guidance To Apply for a Student Loan.

Explain the time until which the certificate/document is valid.
e.g. Birth Certificate Valid Forever

Please attach documents that can be used by people. e.g. links

Please attach sample completed documents that would help other people.

• This entire process can be completed within 30 days or as per the timeline advised by the respective department authority.

Videos explaining the procedure or to fill the applications.
Attach videos using the following tag <&video type='website'>video ID|width|height<&/video&> from external websites.
Please remove the '&' inside the tags during implementation.
Website = allocine, blip, dailymotion, facebook, gametrailers, googlevideo, html5, metacafe, myspace, revver,
sevenload, viddler, vimeo, youku, youtube
width = 560, height = 340, Video ID = Can be obtained from the URL of webpage where the video is displayed.
e.g In the following url 'http://www.youtube.com/watch?v=Y0US7oR_t3M' Video ID is 'Y0US7oR_t3M'.

• Applicants must complete the application form before submitting it. Incomplete applications will not be accepted.
• Applicants must provide genuine information while applying for this procedure.

• Full Name
• Date of Birth
• Residence Address
• Citizenship
• Name of Father
• Name of Mother
• Gender
• Qualification
• Date
• Other details
• Signature

• Designed to help students pay for university/college tuition, books, and living expenses, student loan differs from other types of loans with their interest rate substantially lower, and repayment of the loan may be deferred while the student is still in school.
• Some banks offer this specific type of loan to their customers. A student loan can also be obtained through a government student loan program, this may not be the case in all countries so it will be better if you will check first if a such program exists in your country.

Unified Financial Assistance System for Tertiary Education Act (UniFAST)

• UniFast is an agency created by the government which centralizes the way they dispense funds to help students financially in both public and private institutions. Through this program, eligible students may apply for scholarships, grants-in-aid, student loans, and other specialized forms of StuFAPs formulated by the UniFAST Board.

Please explain what are other uses of obtaining this document/certificate.
e.g. Birth Certificate can be used as proof of identity.

Link

Student Loans in the Philippines - Banks
Some banks in the Philippines developed a Student Loan Facility to provide students the opportunity to pursue college/university education.

• Loan Amount: Some banks offer full tuition coverage.
• Loan Duration: A loan term equivalent to the duration of the program plus five (5) years.
• Repayment: For some banks, repayment terms begin three (3) months after graduation.