Apply In-Person

1. To Obtain a Health membership organization Licence in Ghana, the applicants has to approach the Ghana National Health Insurance Authority office contact link
2. Applicant must obtain the required application form link
3. All information must have filled in the application form while when applicants submit to the application form.
4. Applicant should attach all the relevant documents in the application form and they can be found under the "Required Documents" section of this page.
5. Payment of appropriate fees should be made and that can be found under the "Fees" section of this page.
6. Where an application under this setup does not provide all the relevant information in the questionnaire or if clarification is necessary, the applicant may be called upon to provide the information or clarification to complete the application.
7. Submit the completed form in two copies along with the supporting documents to the respective office.
8. The Authority shall, within four months after receipt of a complete application, investigate through questionnaire and prepare a detailed report in respect of status of the application.
9. The Authority shall, for the purpose of considering and making a report on an application, appoint a committee of not less than three members of the Authority which committee shall report its recommendations to the Authority in writing.
10. The Authority may:
11. If it is satisfied that the applicant complies with the provisions of insurance Act and fulfilled all the requirements grant a licence to the applicant, after payment of the prescribed fee. OR
12. Refuse to grant a Licence and give reasons in writing for its decision.
13. The processing time for this procedure takes 4 months.

• Documentary Proof of membership (copy of membership certificate).
• Professional indemnity insurance policy cover of at least 100,000,000 one hundred million.
• Audited accounts returns for the recent time.
• Proof of payment of all obligations to insurance regulatory Authority of Ghana i.e fines, interest by the time of submitting application for a Licence.
• Proof of payment of paid up capital of 500,000,000 five hundred millions.
• Attach proof of deposit annual contribution for year ending.
• Avail a copy of the company annual returns duly registered with the registrations service bureau.
• Submit the management accounts endorsed with the external Auditor.
• Financial statements and regulatory returns and reports for HMO.
• In the case of foreign applicant, applicant will avail the immigrant status of all your non Ghanaian employees. i.e photocopy and originals work permit.
• Agency agreement duly signed by the applicant and the principal officer of the company.
• Recent passport size photograph of the applicant.
• Duly up to date signed and dated curriculum vitae.
• Evidence of membership to the insurance institute of Ghana.
• Certificate of proficiency.
• Clearance letter from the insurance institute of Ghana.
• Any other relevant information that may be required.

National Health Insurance Authority
Address: AU, Ridge Residential Area, 36 SekouToure St, Accra, Ghana
HR83+9P Accra, Ghana
No. 36-6th Avenue, Opposite AU Suite, Ridge Residential Area, Accra.
Digital address: GA-029-3976
Fax number: +233 (0) 302 232325
Contact number: +233302216970/+233 (0) 302 238136/ 233255/ 216970/ 241690
Email id: info@nhia.gov.gh
Location link
Contact link

• Any twenty five persons of 18 years and above but not more than three hundred may, subscribe their names to a memorandum of association, form a mutual insurer and are eligible to apply for License to operate health insurance and Health membership organizations (HMO).

• Application Fees: 500,000 GHS- Registration
• Renewal Fee: 3,000,000 GHS.

• Licences issued will be valid for a period of 1 year.

Please attach documents that can be used by people. e.g. links

Please attach sample completed documents that would help other people.

• The processing time for this procedure takes 4 months.

Videos explaining the procedure or to fill the applications.
Attach videos using the following tag <&video type='website'>video ID|width|height<&/video&> from external websites.
Please remove the '&' inside the tags during implementation.
Website = allocine, blip, dailymotion, facebook, gametrailers, googlevideo, html5, metacafe, myspace, revver,
sevenload, viddler, vimeo, youku, youtube
width = 560, height = 340, Video ID = Can be obtained from the URL of webpage where the video is displayed.
e.g In the following url 'http://www.youtube.com/watch?v=Y0US7oR_t3M' Video ID is 'Y0US7oR_t3M'.

Please provide other instructions related to the certificate/documents.
E.g. the state office holds birth records since January 1908.

• Name of Scheme
• Name of Individual
• Personal data
• Sur name
• First name
• Last name
• Postal address
• Telephone number
• Fax number
• Email id
• Nationality
• Date of birth
• Residential address (street, house number, suburb etc.)
• Age and sex
• Qualification
• Any change of nationality Date changed
• Current residential address
• Any other residential address (es) in previous ten years (with dates)
• Capacity in which you are completing this form, e.g. as a current or prospective director, shareholder or principal officer or any combination of these.
• Date of Appointment
• Status of Directorship e.g. Non-Executive, Executive and Independent
• State your full title and describe the particular duties and responsibilities attaching to the position(s) which you hold or will hold.
• Experience
• Period of employment (month and year)
• From address, To address
• Name of employer
• Address of employer
• Nature of employer’s business
• Position(s) and responsibilities held
• Reason for leaving
• Nature of employer’s business
• Position(s) and responsibilities held
• Details of Qualifications and Training
• Other Business Interests
• Principal activities
• Date or period of directorship
• Name of business
• % of shares owned or controlled
• Past or current
• Other Relevant Information
• Particulars of directors details
• Particulars of management team details
• Details of particulars of auditor
• Name of principal officer/manager
• Declaration

• Health Membership Organization is designed to cover policyholders for certain hospital and medical expenses that aren't covered under the public health system, Medicare, or where the patient chooses to be treated privately.

• The National Health Insurance Authority (NHIA) is mandated by National Health Insurance Act, 2012 (Act 852) to regulate Private Health Insurance Schemes (PHIS) in Ghana. In performing its regulatory functions the Authority registers, licenses and supervises the operations of PHIS in Ghana.

Please explain what are other uses of obtaining this document/certificate.
e.g. Birth Certificate can be used as proof of identity.

Link

More information which might help people.