Apply In Person

1. To Apply for a Nil Encumbrance Certificate, the applicant has to approach the state Sub–Register Office link
2. An application form will be provided to the applicant by the concerned officer.
3. Fill out the application form with accurate and complete information. The applicant may need to provide details such as the property's survey number, owner's details, and the period for which they require the Nil Encumbrance Certificate.
4. Make sure that the applicant has attached all the necessary documents that are mentioned in the “Required Documents” section of this page.
5. The applicant has to attach the photocopies of the required documents along with the application form while submitting.
6. Submit all the documents with the completed form to the concerned officer.
7. The applicant has to pay the prescribed fee as requested by the authority.
8. After receiving the application, the concerned authority will check the submitted application and document set. If all are in place, the application will be accepted.
9. An acknowledgement receipt will be provided. The applicant has to save it for future reference.
10. Then the application will be processed further. All the updates on the application status will be sent via SMS to the applicant’s mobile number.
11. The Sub-Registrar's Office will conduct a verification process to ensure that there are no encumbrances on the property.
12. Once the process is completed, the applicant gets a call from the office regarding the application.
13. Once the verification process is complete, and it is confirmed that there are no encumbrances on the property, the Nil Encumbrance Certificate will be issued to the applicant.
14. The applicant may need to collect it in person or provide a self-addressed envelope to send it to their address.
15. Thereupon the applicant has to review the Nil Encumbrance Certificate thoroughly to ensure that all the details are accurate and that it serves the intended purpose.
16. This entire process can be completed within 15 – 20 days or as per the timeline advised by the respective department authority.

• Application form
• ID proof (birth certificate, PAN card, Aadhaar card, etc)
• Address proof – (Driving license, passbook, utility bill, etc)
• Fee receipt
• Copy of property documents (sale deed, title deed, etc.)
• Proof of ownership or possession of the property
• Any other documents (If required)

Department of Revenue - Bihar
Address: Department of Revenue and Land Reforms
Government of Bihar
Old Secretariat, Bailey Road, Patna - 800015
Email-revenue-bih[at]gov[dot]in
Help Line No -18003456215
Contact link: link

The following are the eligible persons to apply for a Nil Encumbrance Certificate (NEC) in India:

• The owner of the property.
• The legal heirs of the property owner.
• The mortgagee of the property.
• The lessee of the property.
• A person who is applying for a loan against the property.
• A person who is buying the property.

Explain the fees structure which is required for obtaining the certificate/document.

Explain the time until which the certificate/document is valid.
e.g. Birth Certificate Valid Forever

Please attach documents that can be used by people. e.g. links

Please attach sample completed documents that would help other people.

• This entire process can be completed within 15 - 20 days or as per the timeline advised by the respective department authority.

Videos explaining the procedure or to fill the applications.
Attach videos using the following tag <&video type='website'>video ID|width|height<&/video&> from external websites.
Please remove the '&' inside the tags during implementation.
Website = allocine, blip, dailymotion, facebook, gametrailers, googlevideo, html5, metacafe, myspace, revver,
sevenload, viddler, vimeo, youku, youtube
width = 560, height = 340, Video ID = Can be obtained from the URL of webpage where the video is displayed.
e.g In the following url 'http://www.youtube.com/watch?v=Y0US7oR_t3M' Video ID is 'Y0US7oR_t3M'.

• Applicants must complete the application form before submitting it. Incomplete applications will not be accepted.
• Applicants must provide genuine information while applying for this procedure.

• Name
• Age
• Gender
• Residential Address
• Residential No
• Mobile No
• Email Address
• Property details
• Work Experience
• Declaration
• Date
• Signature

• A Nil Encumbrance Certificate (NEC) is a document issued by the sub-registrar's office in India that states that a property is free from any encumbrances or charges.
• An encumbrance is a right or interest in a property that someone else has, such as a mortgage or lien. A charge is a financial obligation on a property, such as a property tax.

A NEC is usually required for a number of purposes, such as:

• Applying for a home loan
• Selling a property
• Transferring a property
• Mortgaging a property
• Leasing a property
• Registering a caveat

Please explain what are other uses of obtaining this document/certificate.
e.g. Birth Certificate can be used as proof of identity.

Place some external links which might help.

• EC applicant will be given a number when applied and the same will be mentioned on the Encumbrance certificate when issued.
• Encumbrance Certificate is one among the other documents or process to verify that the land is free from any litigation.