How to Apply:

1. Once you have attained the age of 65 and you are eligible for the COE, you can obtain the application form for the certificate in three ways:
   • You will automatically receive the application form through your pension documents/forms.
   • You can download the application form online through the government of Bermuda website:website via this link:Form
   • You can obtain the application form personally by collecting it at the Health Insurance Department, the Department of Social Insurance.
2. Fill the application form with the correct details
3. Submit the complete application form to the Health Insurance Department by
   • In person by visit the Health Insurance Department and hand your application for processing
   • By Mailing your application to the Health Insurance Department though their mailing address: Health Insurance Department, P.O. Box HM 2160, Hamilton HM JX
4. The health department will cross check the details you have provided in your application, if they meets the minimum requirements, they will processed and you will receive your certificate.

• Completed Application form.

Health Insurance Department:
Mailing Address:
Health Insurance Department,
P.O. Box HM 2160,
Hamilton HM JX

Street Address:
Sofia House, 2nd Floor,
48 Church Street,
Hamilton HM 12
Phone: (441) 295-9210
Email: hip@gov.bm

To be eligible for the aged subsidy, a person must:

• Be 65 years or older,
• Possess Bermudian status,
• Reside in Bermuda, and
• Have resided in Bermuda for ten (10) continuous years during the last 20 years before the application
• During the 10 years, have not been absent abroad for more than three (3) months other than for educational/vocational training, or holiday.

• Free

• Please confirm with the relevant authority the validly of this documents

• FORM-CA04 – Certificate of Entitlement Application: Form

Please attach sample completed documents that would help other people.

Please explain processing time taken in obtaining the document/certificate.

Videos explaining the procedure or to fill the applications. 
Attach videos using the following tag <&video type='website'>video ID|width|height<&/video&> from external websites. 	
Please remove the '&' inside the tags during implementation.
Website = allocine, blip, dailymotion, facebook, gametrailers, googlevideo, html5, metacafe, myspace, revver, 
sevenload, viddler, vimeo, youku, youtube
width = 560, height = 340, Video ID = Can be obtained from the URL of webpage where the video is displayed.
e.g In the following url 'http://www.youtube.com/watch?v=Y0US7oR_t3M' Video ID is 'Y0US7oR_t3M'.

• Certificate of Entitlement (COE) is a Government Subsidized Fund Benefit, for those whom are deemed eligible residents of Bermuda once they have turned the age of 65 years. The benefit pays a percentile of local hospitalized treatments and services (Standard Health Benefits) as well as becoming eligible for paying a reduced premium for HIP and FutureCare Heath Insurance policies.

• Applicant Details: Name, contact information etc.
• Eligibility Details: Date of Birth, Age on Last Birthday, Present Employer (if any)

A Certificate of Entitlement (COE) is issued to Bermudian residents who qualify for the Governments aged subsidy and it:

• Assists in covering the cost of basic care and services performed as either an inpatient or outpatient at Bermuda Hospitals Board facilities, or facilities approved by the Bermuda Health Council, and
• Reduces premiums for HIP and FutureCare.

• HIP and FutureCare Plan Guide:HIP and FutureCare Plan Guide

Please explain what are other uses of obtaining this document/certificate.
e.g. Birth Certificate can be used as proof of identity.

• Government of Bermuda: Government of Bermuda

More information which might help people.