Apply In-Person

1. Bahamian citizens who want to apply for a Government Guaranteed Loan, must sign an agreement with the seller to buy a house or have a house built on their behalf by an engineer or architect.
2. Visit the following link for contact Details: Contact link.
3. Thereafter, by arranging loans through an approved lender, a government-guaranteed loan can be pursued.
4. The lending institution must then submit an application to the Minister of Housing for an undertaking to insure the loan after it has been accepted. The lending institution must fill out and submit an Application to Loan MI-1 form as well as a Request for Undertaking to Insure MI-2 form.
5. The MI3 Form will then be filled by the Department of Housing and submitted to the lending institution.
6. Following the completion of the mortgage, the lending institution must apply on behalf of the homeowner for a mortgage insurance coverage. The lending institution completes the Application for Mortgage Insurance Policy MI-8 form and submits it to the Department of Housing along with the corresponding fee.
7. The Mortgage Insurance Policy (MI-9 form) is then completed and returned to the lending institution by the Minister.
8. The contents of this form can't be changed without the Minister of Housing's consent. As a result, the Mortgage Insurance Policy is in effect for the whole term of the loan.
9. The loan will be processed within two to three weeks.
   

• Proof of Bahamian citizenship (Passport)
• National Insurance Card
• Verification of Income (Recent Pay Slip, A Job Letter, Affidavit to verify income)
  

Either of the two offices listed below will be operating during the hours of 9:00 am to 5:00 pm, Monday to Friday, except public holidays.

New Providence
Department of Housing
Charlotte House
Corner of Charlotte and Shirley Streets
P.O. Box N275
Nassau, New Providence
The Bahamas
Tel. (242) 302-5816 or 323-3333
Fax.(242) 328–4244

Grand Bahama
Government Office Complex
The Mall Drive
P.O. Box F43774
Freeport, Grand Bahama
The Bahamas
Tel. (242) 352-3630 / 3893
Fax.(242) 352–9244

Abaco
Officer In Charge
Department of Housing
Dove Plaza
Marsh Harbour
Abaco
The Bahamas
Tel. (242) 367-2157
Fax.(242) 367-2150

Note: All other family islands must process request through the New Providence office.
Contact Address Details Link:Contact link
Family Island Contact Details: Contact Link

Bahamian citizens and permanent residents who are 18 years of age or older.

When submitting the Mortgage Insurance Policy MI-8 form to the Department of Housing, a fee of 0.5 percent of the mortgage value shall be paid.

There is no deadline associated with this service.

Please attach documents that can be used by people. e.g. links

Please attach sample completed documents that would help other people.

The processing time is two to three weeks.

Videos explaining the procedure or to fill the applications.
Attach videos using the following tag <&video type='website'>video ID|width|height<&/video&> from external websites.
Please remove the '&' inside the tags during implementation.
Website = allocine, blip, dailymotion, facebook, gametrailers, googlevideo, html5, metacafe, myspace, revver,
sevenload, viddler, vimeo, youku, youtube
width = 560, height = 340, Video ID = Can be obtained from the URL of webpage where the video is displayed.
e.g In the following url 'http://www.youtube.com/watch?v=Y0US7oR_t3M' Video ID is 'Y0US7oR_t3M'.

Please provide other instructions related to the certificate/documents.
e.g. The state office holds birth records since january 1908.

A list which displays the kind of information which is required to complete the procedure.
e.g.
1. Date of Birth.
2. City or Country of Birth.

It is required for applying a government loan.

Website Link

Please explain what are other uses of obtaining this document/certificate.
e.g. Birth Certificate can be used as proof of identity.

Place some external links which might help.

More information which might help people.