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Ghana - Apply for Microfinance and Small Loans Scheme (MASLOC)

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Apply In-Person:

  1. To Apply for Microfinance and small loan scheme in Ghana, the applicant has to approach the chief executive office. contact link
  2. Applicant must obtain the application form from the chief executive office.
  3. Applicant has to enter all information in the application form.
  4. The applicant has to make sure he or she has all the required documents that are required for this process to be successful and they can be found under the "Required Documents" section of this page.
  5. A Fee for this procedure has to be paid as per authority’s request.
  6. Submit the completed application along with required documents and proof of payment.
  7. Applicant will be invited by one of the Loan Officers for preliminary assessment.
  8. Applicant will be advised on best practices, MASLOCs interest rates and other information his/her need to know.
  9. Should the applicant qualify for the loan, his/her loan application will be processed.
  10. For MFIs, MDAs, NGOs, Banks etc. - a business plan or proposal will be required.
  11. Then, All process is satisfied, the permit will be issued to the applicant.
  12. Generally , the processing time for this procedure is 5 working days (Monday – Friday )


Required Documents

  • Proof of nationality( national identity card)
  • Identification document
  • Application form
  • Proof of Tax Identification Number
  • Proof of payment (bank slip)
  • Registration certificate of company

Office Locations & Contacts

Micro Finance and Small Loans
Contact Details
Location: Head Office, Accra – Ghana
29 Third Circular Road, Cantonments.
HRPJ+CM Accra.
Postal & Email: Private Mail Bag 261,
Cantonments - Accra.
Email id: [email protected]
Telephone: +233-302-782527 /+233-302-782528 /+233-302-78264
Call centre numbers that can be contacted: 0302-769248; 0302 782622
Fax: +233 302-782532
Contact link
Location link


Micro-credit or Group Loans:

  • The Group or cooperative society membership must be between 5 and 25.
  • Individuals in the groups must be between 18 and 65 years and of sound mind.
  • The Group shall have common production or operational interest.
  • The group shall have its own leaders mainly the Chairman and the Secretary, and with internal rules and regulations.

Small Loans:

  • Applicant must be between 18 and 65 years and of sound mind.
  • Must have an ongoing business venture or project.
  • Must have sound knowledge and considerable experience in the business venture or project.
  • Start-up projects or business must be viable and capable of generating employment.


  • A Fee for this procedure has to be paid as per authority’s request.


Explain the time until which the certificate/document is valid.
e.g. Birth Certificate Valid Forever

Documents to Use

Please attach documents that can be used by people. e.g. links

Sample Documents

Please attach sample completed documents that would help other people.

Processing Time

  • The Processing time for this procedure is 5 working days (Monday-Friday).

Related Videos

Videos explaining the procedure or to fill the applications.
Attach videos using the following tag <&video type='website'>video ID|width|height<&/video&> from external websites.
Please remove the '&' inside the tags during implementation.
Website = allocine, blip, dailymotion, facebook, gametrailers, googlevideo, html5, metacafe, myspace, revver,
sevenload, viddler, vimeo, youku, youtube
width = 560, height = 340, Video ID = Can be obtained from the URL of webpage where the video is displayed.
e.g In the following url '' Video ID is 'Y0US7oR_t3M'.


Please provide instructions on obtaining the certificate/documents.
e.g. The state office holds birth records since january 1908.

Required Information

  • First Name
  • Surname
  • Valid Tax Identification Number (TIN)
  • Telephone Number
  • Mobile number
  • Email id
  • Client type
    • Individual
    • Business
    • Group/association
  • Loan type
    • Small/ group loan
    • Vehicle loan
    • Tricycle loan
  • Client Region
  • Loan amount
  • Purpose of the loan
  • Date of application

Need for the Document

  • MASLOC provides micro and small loans for start-up and small business with fast, easy and accessible microcredit and small loans to grow and expand their business as well as to enhance job and wealth creation.

Information which might help

  • Microfinance and small loans centre (MASLOC) is a microfinance apex body responsible for implementing the government of Ghana‘s microfinance programmes targeted at reducing poverty.

Other uses of the Document/Certificate

Please explain what are other uses of obtaining this document/certificate.
e.g. Birth Certificate can be used as proof of identity.

External Links



More information which might help people.