New York - Obtain an Insurance Licence

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Procedure

Before that, Insurance licenses are typically categorized by different lines of insurance, such as life insurance, health insurance, property and casualty insurance, and so on. Decide which type of insurance you're interested in selling.

Apply In Person:

1. To Obtain an Insurance Licence, the applicant has to approach the National Association of Insurance Commissioners link
2. The applicant has to complete the course related to the insurance.
3. Also, the applicant needs to complete the exam successfully.
4. The exam will test your knowledge of insurance principles, state regulations, and ethics. There are various study materials and exam prep courses available to help you prepare.
5. An application form will be provided to the applicant by the concerned officer.
6. The applicant has to fill in all the necessary details in the application form. (Incomplete applications are not accepted)
7. Make sure that the applicant has attached all the necessary documents that are mentioned in the “Required Documents” section of this page.
8. The applicant has to attach the photocopies of the required documents along with the application form while submitting.
9. Submit all the documents with the completed form to the concerned officer.
10. The applicant has to pay the prescribed fee as requested by the authority.
11. After receiving the application, the concerned authority will check the submitted application and document set. If all are in place, the application will be accepted.
12. Then the application will be processed further.
13. Once the process gets completed, the applicant gets a call from the office regarding the application.
14. Once the applicant receives the insurance producer license, you will need to meet ongoing requirements to maintain it.
15. This entire process can be completed within 15 - 30 days or as per the timeline advised by the respective department authority.

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Required Documents

• A completed application forms
• Proof of pre-licensing education
• Licensing examination results
• Fingerprinting and background check authorization
• ID proof (Birth Certificate, national Identity card, etc)
• Address proof – (Driving license, passbook, utility bill, etc)
• A fee receipts
• Proof of residency or legal presence
• Any other documents (if required)

Office Locations & Contacts

ALABAMA DEPARTMENT OF INSURANCE
Regular U.S. Mail Address
P O Box 303351
Montgomery,
AL 36130-3351

Overnight Address
201 Monroe Street
Suite 502
Montgomery, AL 36104
Phone: 334-269-3550
Contact link

National Association of Insurance Commissioners
Executive Office
444 North Capitol Street NW, Suite 700
Washington, DC 20001
Switchboard Hours: 8:30 a.m. - 5:00 p.m. (EST)
Monday - Friday
Phone: (202) 471-3990

Central Office
1100 Walnut Street, Suite 1500
Kansas City, MO 64106-2197
Switchboard Hours: 8:00 a.m. - 5:00 p.m. (CST)
Monday - Friday
Phone: (816) 842-3600

Capital Markets & Investment Analysis Office
One New York Plaza, Suite 4210
New York, NY 10004
Switchboard Hours: 9:00 a.m. - 5:00 p.m. (EST)
Monday - Friday
Phone: (212) 398-9000
Contact link
Regional Office link

Eligibility

To be eligible to obtain an insurance license in the United States, you must meet the following general requirements:

• Be at least 18 years old
• Be a resident of the state in which you are applying for a license
• Be a U.S. citizen or legal alien who possesses a work authorization from the United States Immigration and Naturalization Services
• Have a high school diploma or equivalent
• Pass a background check
• Pass an insurance licensing exam

Fees

• The fee for this procedure has to be paid as per the authority’s request.

Validity

• The validity of an Insurance license in the United States is three years.

Documents to Use

Please attach documents that can be used by people. e.g. links

Sample Documents

Please attach sample completed documents that would help other people.

Processing Time

• This entire process can be completed within 15 - 30 days or as per the timeline advised by the respective department authority.

Related Videos

Videos explaining the procedure or to fill the applications.
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Please remove the '&' inside the tags during implementation.
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e.g In the following url 'http://www.youtube.com/watch?v=Y0US7oR_t3M' Video ID is 'Y0US7oR_t3M'.

Instructions

• Applicants must complete the application form before submitting it. Incomplete applications will not be accepted.
• Applicants must provide genuine information while applying for this procedure.

Required Information

• Name
• Address
• Age
• Date of Birth
• Contact number
• ZIP code
• City
• Email
• Fax
• Date
• Examination result
• Qualification details
• Signature

Need for the Document

• An insurance license in the United States is a legal authorization granted by the state's insurance department or regulatory agency that allows individuals or entities to sell or transact insurance products within a specific state.
• It serves as proof that the licensee has met the state's requirements for knowledge, competency, and ethical conduct to engage in insurance activities.

Information which might help

• Having an insurance license allows individuals to work as insurance agents or brokers, allowing them to sell and provide advice on insurance products to individuals and businesses.
• The specific types of insurance covered by the license can vary based on the lines of authority granted, which may include life insurance, health insurance, property and casualty insurance, annuities, and more.

Other uses of the Document/Certificate

Please explain what are other uses of obtaining this document/certificate.
e.g. Birth Certificate can be used as proof of identity.

External Links

Link

Others

• Obtaining an insurance license demonstrates that the licensee has undergone the necessary training, education, and examination to understand the insurance industry, various insurance policies, regulations, and consumer protection laws.
• It also ensures that the licensee has met the state's standards for professionalism and ethics in insurance sales and services.