Ladakh - Apply for Pradhan Mantri Jeevan Jyoti Bima Yojana

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Procedure

Apply In-Person:

1. To Apply for Pradhan Mantri Jeevan Jyoti Bima Yojana, the applicant has to approach their respective bank branch or post office where they have their account.
2. An application form will be provided to the applicant by the bank officer or it can be downloaded from the given following link

   Note: The applicant can download the application form based on their language.

3. The applicant has to fill in all the necessary details in the application form. (Incomplete applications are not accepted)
4. Make sure that the applicant has attached all the necessary documents that are mentioned in the “Required Documents” section of this page.
5. The applicant has to attach the photocopies of the required documents along with the application form while submitting
6. Submit all the documents with the completed form to the concerned officer.
7. After receiving the application, the concerned authority will check the submitted application and document set. If all are in place, the application will be accepted.
8. An acknowledgment receipt will be provided. Please save it for future reference.
9. There are no application fees for the scheme, for more details check the “Fees” section of this page.
10. Then the application will be processed further. All the updates on the application status will be sent via SMS to the applicant’s mobile number.
11. This entire process can be completed within a week or as per the timeline advised by the respective bank.

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Required Documents

• Passport size photograph
• Application form link
• Identity card with a photo that has been issued by the central or state government
  • Permanent Account Number (PAN) Card,
  • Aadhaar card,
  • Driving license,
  • Voter ID
• Any other documents as requested by the bank.

Office Locations & Contacts

Department of Financial Services,
Ministry of Finance,
Room No. 106, 2nd Floor, JeevanDeep Building
Parliament Street,
New Delhi-110001
Phone: 011-23361571 / 011-23748738
Email: [email protected]
Contact link

National Toll-Free: 1800-180-1111 / 1800-110-001
State-wise toll-free link
List of Post Offices in India link

Eligibility

• All individual (single or joint) account holders of participating banks / Post offices, in the age group of 18 to 50 years are entitled to join. In case of multiple accounts held by an individual in one or different banks / Post offices, the person is eligible to join the scheme through one bank / Post office account only.

Fees

• For more information link

Validity

• Pradhan Mantri Jeevan Jyoti Bima Yojana would be a one-year cover, renewable from year to year.

Documents to Use

• Application form link

Note: The applicant can download the application form based on their language.

Sample Documents

Please attach sample completed documents that would help other people.

Processing Time

• This entire process can be completed within a week or as per the timeline advised by the respective bank.

Related Videos

Videos explaining the procedure or to fill the applications.
Attach videos using the following tag <&video type='website'>video ID|width|height<&/video&> from external websites.
Please remove the '&' inside the tags during implementation.
Website = allocine, blip, dailymotion, facebook, gametrailers, googlevideo, html5, metacafe, myspace, revver,
sevenload, viddler, vimeo, youku, youtube
width = 560, height = 340, Video ID = Can be obtained from the URL of webpage where the video is displayed.
e.gIn the following url 'http://www.youtube.com/watch?v=Y0US7oR_t3M' Video ID is 'Y0US7oR_t3M'.

Instructions

• Applicants must complete the application form before submitting it. Incomplete applications will not be accepted.
• Applicants must provide genuine information while applying for this procedure.

Required Information

• Name of the account holder
• Father’s / husband’s name
• Address of the account holder
• Name of City/town/village
• Name of District
• Name of State
• Pin Code
• Mobile number of the account holder
• Bank / Post Office Account No.
• IFSC Code of Bank Branch
• Name of the KYC document submitted
• KYC Id number
• PAN Number, if available
• AADHAAR Number, if available
• Date of birth
• E-mail Id
• Whether suffering from any disability
• If yes, details thereof
• Name and address of the nominee
• Date of Birth of nominee
• Relationship of a nominee with the account holder
• Name and address of Guardian/appointee (if a nominee is minor)
• Relationship of the guardian/appointee with the nominee
• Mobile number of nominees
• Mobile number of guardian/appointees
• Email id of the nominee
• E-Mail id of guardian/appointee

Need for the Document

• PMJJBY is an insurance scheme offering life insurance cover for death due to any reason. It is a one-year cover, renewable from year to year. The scheme is offered/administered through LIC and other Life Insurance companies willing to offer the product on similar terms with necessary approvals and tie-ups with Banks / Post offices for this purpose. Participating banks/ Post offices are free to engage any such life insurance company for implementing the scheme for their subscribers.

Information which might help

• Risk coverage under this scheme is for Rs. 2 Lakh in case of death of the insured, due to any reason. The premium is Rs. 436 per annum which is to be auto-debited in one installment from the subscriber’s bank account as per the option given by him on or before 31st May of each annual coverage period under the scheme.

For More Information link

Other uses of the Document/Certificate

Please explain what are other uses for obtaining this document/certificate. 
e.g. Birth Certificate can be used as proof of identity.

External Links

Link

Others

Enrolment period: The cover shall be for one year stretching from 1st June to 31st May for which the option to join/pay by auto-debit from the designated individual bank / Post office account on the prescribed forms will be required to be given by 31st May of every year. Delayed enrolment for prospective cover is possible with payment of pro-rata premium as described below;

• For enrolment in June, July and August – Full Annual Premium of Rs.436/- is payable.
• For enrolment in September, October, and November – pro rata premium of Rs. 342/- is payable
• For enrolment in December, January and February – pro rata premium of Rs. 228/- is payable.
• For enrolment in March, April and May – pro rata premium of Rs. 114/- is payable.