Jamaica - Eligibility Letter for National Housing Trust (NHT) Loan

Advertisement

Procedure

How to Apply
You can apply for the eligibility letter in two categories: For the Joint Financed Mortgage Programme (JFMP) and/or Confirmation of loan limit. In both categories, the application has to be made to the National Housing Trust (NHT) office, please view the NHT contact details and location map via this link:Link

For the Joint Financed Mortgage Programme (JFMP)

1. Once you have submitted an application for the join loan through a Participating institution (PI), the PI will obtain all the required documents from you and submit the to the NHT loan department for processing
2. Upon receiving the request, the loan department will verify the provided information and documents and if they are correct they will enter the data into their system for processing the eligibility letter
3. The loan department will process and produce the eligibility letter and issue it to the PI with 24 hours of the application date. The later is valid for six months form the date issued

Confirmation of Loan Limit

1. An eligibility letter can also be provided by the NHT for applicants requesting information to confirm their loan limit by visiting the NHT loan department through the contacts provided above
2. Prepare all the required document for your request and go to the NHT office loan department
3. Submit the documents to the NHT official for verification
4. The NHT official will confirm that the request is up to the required standards and enter the provided data in to their system
5. Then the eligibility letter will be prepared and issued to you within the someday. Note that the letter is valid for 6 months form the date issued

Advertisement

Required Documents

For confirmation of loan limit:

• NIS Card for the applicant
• TRN Card for the applicant
• Pay slips for the last 3 months
• Valid identification (up-to-date passport, national voters ID or driver’s license).
• If there are discrepancies that cannot be addressed based on information provided on the pay slips, the NHT will request that you presented a Verification of Gross Income and Contributions letter from present and past employers

Office Locations & Contacts

National Housing Trust
Corporate Office
4 Park Boulevard, Kingston 5
Jamaica W.I.
Tel :(876)929-6500 ,
(876)960-4013-23,
(876)929-6627-34
Toll Free numbers:
(for local callers only)
(1-888)-CALL NHT
(1-888)225-5648
(1-888)991-21857
(1-888)991-4249
Email: [email protected]
website: Link
Contact information and NHT branches: Link

Eligibility

An eligibility letter is a letter issued by the National Housing Trust (NHT) to applicants in these following instances:

• For the Joint Financed Mortgage Programme (JFMP): this case the institution has to a participating institution and it applies on the behalf of a contributing member
• For confirmation of loan limit: The applicant must be a contributing member to the NHT

Fees

• Free

Validity

• The eligibility letter is valid for 6 months from date issued

Documents to Use

Please attach documents that can be used by people. e.g. links

Sample Documents

Please attach sample completed documents that would help other people.

Processing Time

• Within 24 hours of the application

Related Videos

Videos explaining the procedure or to fill the applications.
Attach videos using the following tag <&video type='website'>video ID|width|height<&/video&> from external websites.
Please remove the '&' inside the tags during implementation.
Website = allocine, blip, dailymotion, facebook, gametrailers, googlevideo, html5, metacafe, myspace, revver,
sevenload, viddler, vimeo, youku, youtube
width = 560, height = 340, Video ID = Can be obtained from the URL of webpage where the video is displayed.
e.g In the following url 'http://www.youtube.com/watch?v=Y0US7oR_t3M' Video ID is 'Y0US7oR_t3M'.

Instructions

The JFMP may be accessed directly through one of the participating financial institutions:

• JN Bank Limited
• Victoria Mutual Building Society
• Sagicor Jamaica Limited
• Sagicor Jamaica
• First Caribbean International Building Society
• Scotia Jamaica Building Society
• Bank of Nova Scotia Jamaica
• National Commercial Bank Jamaica Limited
• First Global Bank
• Jamaica Money Market Brokers

Contributors who have accessed a loan through the JFMP may apply for Contributions Refunds.

Required Information

• Names
• Address details
• Contact information
• Members number

Need for the Document

• Eligibility provides details about you contribution and can be used by loan institution do make a decisions to give you a loan or can also obtain the letter to see if you are eligible to apply for a loan

Information which might help

Enter other informations which might help.

Other uses of the Document/Certificate

Please explain what are other uses of obtaining this document/certificate.
e.g. Birth Certificate can be used as proof of identity.

External Links

• NHT: Link

Others

More information which might help people.