India - Remove Mortgage from Vehicle Registration Certificate (RC)

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Procedure

• Removal of mortgage from vehicle registration certificate is important to claim the ownership of the vehicle, which in case of hypothecation, will be in favour of the lender. As and when the loan repayment is complete it is advised to apply for this procedure to claim benefits like Insurance.

Apply In-Person:

1. First, repay the loan and get the nil balance statement.
2. Get a no dues certificate from the lender. This certificate will state that you have completely paid the dues to the lender.
3. Please take the NOC from lender to ensure that the lender does not have any objection with vehicle loan hypothecation removal. Make multiple copies of this document. Please approach RTO immediately to apply as the validity of the NOC is for a limited period only
4. To remove mortgage from vehicle registration certificate applicant has to approach their RTO office. Please follow our “Office Locations & Contacts” section of this page to get details of the RTO offices.
5. Complete the application form35 - Link to download Form 35 link
6. Make sure that all the required documents are in hand.
7. Application forms can be obtained from the appropriate RTO offices that should be completed and presented with appropriate fees.
8. Please submit the forms along with set of documents at the right counter.
9. The officer at the counter will start processing your application. Please pay as authority quote.
10. Verification of document submitted. Physical verification of vehicle for chassis number will be carried. After verifying the submitted documents, applicant will get an acknowledgement receipt.
11. Please keep it safe for future reference. Authorities will inform applicants date and time to visit RTO office to collect updated RC book.
12. Applicant shall go back to the RTO office on the advised date and collect the updated RC book from the respective counter after counter signing the registry.
13. Please check whether all the details mentioned on the RC book are correct and error free.

Note

• If there is any change in address of the applicant then Form 33 need to be used while applying to reflect the new address on the RC book. Link for Form 33

Please select the state name for respective State Procedure
Andaman and Nicobar – Andhra Pradesh – Arunachal Pradesh – Assam – Bihar – Chandigarh – Chhattisgarh – Daman and Diu – Goa - Gujarat – Haryana – Himachal Pradesh – Jammu and Kashmir – Jharkhand – Karnataka – Kerala - Lakshadweep - Madhya Pradesh - Maharashtra – Manipur – Meghalaya – Mizoram – Nagaland – New Delhi – Odisha – Puducherry – Punjab – Rajasthan – Sikkim – Tamil Nadu – Telangana – Tripura – Uttar Pradesh – Uttarakhand – West Bengal

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Required Documents

• Original form 35 signed and stamped by the borrower and lender.
• Application form35 - Link to download the Form 35 link
• Registration Certificate
• Attested copy of insurance policy
• Attested copy of PAN
• Affidavit sworn by the applicant before an Executive or First Class Judicial Magistrate or Notary public as per requirement.
• Original No Objection Certificate from lender
• Proof of changed address if any. ( Ration card / Voter ID / LIC Policy)
• Payment of green tax wherever applicable.
• Aadhaar card
• Pollution under control certificate
• School certificate / Birth certificate

Office Locations & Contacts

State Transport Authority – New Delhi,
Transportr Department HQ
Number - 35, Bhiku Ram Jain Marg - Rajpur Rd,
Civil Lines, New Delhi – 110054
Phone: 011 - 23921924 / 4240 0400
Customer care number : 9311900800
Contact Link

Eligibility

• Owner of the vehicle is eligible.

Fees

• Please pay as authorities quote

Validity

• Validity remains same.

Documents to Use

Please attach documents that can be used by people. e.g. links

Sample Documents

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Processing Time

• This procedure can be completed on the same day. (The certificate will have to be collected on a later date).

Related Videos

Videos explaining the procedure or to fill the applications.
Attach videos using the following tag <&video type='website'>video ID|width|height<&/video&> from external websites.
Please remove the '&' inside the tags during implementation.
Website = allocine, blip, dailymotion, facebook, gametrailers, googlevideo, html5, metacafe, myspace, revver,
sevenload, viddler, vimeo, youku, youtube
width = 560, height = 340, Video ID = Can be obtained from the URL of webpage where the video is displayed.
e.g In the following url 'http://www.youtube.com/watch?v=Y0US7oR_t3M' Video ID is 'Y0US7oR_t3M'.

Instructions

Please provide other instructions related to the certificate/documents.
e.g. The state office holds birth records since january 1908.

Required Information

• Date
• Declaration
• Signature of both parties

Need for the Document

• Any change in the address of the vehicle owner has to be intimated and proper updating should be made.
• Removal of mortgage ensures the ownership of the vehicle.
• Vehicle registration's purpose is to establish clear ownership and to tax motorist or vehicle owners. It is a requirement by the state.

Information which might help

• One who wishes to sell his or her vehicle should make sure that the proper name transfer in RC is carried out

Other uses of the Document/Certificate

Please explain what are other uses of obtaining this document/certificate.
e.g. Birth Certificate can be used as proof of identity.

External Links

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Others

More information which might help people.