India - Open Sukanya Samriddhi Account (SSA) in Post Office

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Procedure

Apply In-Person:

1. To Open Sukanya Samriddhi Account (SSA) in Post Office, the applicant has to approach the nearby Post Office in their area link
2. An application form will be provided to the applicant by the concerned officer. Or the applicant has to download the application form from the following link
3. The applicant has to fill in all the necessary details in the application form. (Incomplete applications are not accepted)
4. Make sure that the applicant has attached all the necessary documents that are mentioned in the “Required Documents” section of this page.
5. The applicant has to attach the photocopies of the required documents along with the application form while submitting.
6. Submit all the documents with the completed form to the concerned officer.
7. The applicant has to pay the first deposit, which can range from Rs.250 to Rs.1.50 lakhs. This payment can be made by way of cash, demand draft, or cheque.
8. After receiving the application, the concerned authority will check the submitted application and document set. If all are in place, the application will be accepted.
9. All applications are processed within a reasonable time, having regard to the particular circumstances of each application, including the completeness of information and documents submitted to the authority by the applicant.
10. The authority may seek additional information from an applicant if this is necessary to assess the application. The authority does not need to deal further with an application until the applicant has provided this additional information.
11. The account will be opened as soon as the application is successfully processed. Furthermore, a passbook is issued, thereby marking the initiation of your Sukanya Samriddhi account.
12. This entire process can be completed within 7- 10 days or as per the timeline advised by the respective department authority.

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Required Documents

• Completed application form link
• Identity proof of the parent or legal guardian of the girl child
• Proof of residence of the parent or legal guardian
• Photograph of the parent/legal guardian
• Birth certificate of the child

Office Locations & Contacts

DEPARTMENT OF POSTS
MINISTRY OF COMMUNICATION- INDIA
Postal Directorate
Dak Bhavan
New Delhi
110001
Customer Care Toll Free Number 1800 266 6868
Contact details link
Circle offices link
List of offices link

Eligibility

To open a Sukanya Samriddhi Account (SSA) in a Post Office, the account holder must fulfill the following eligibility criteria:

• The account can be opened in the name of a girl child aged below 10 years.
• The account can be opened by the natural or legal guardian of the girl child.
• The account can be opened for a maximum of two girl children in a family.

Fees

• The account can be opened with a minimum deposit of Rs. 250 and a maximum deposit of Rs. 1.5 lakh per year.

Validity

Explain the time until which the certificate/document is valid.
e.g. Birth Certificate Valid Forever

Documents to Use

• Application form link

Sample Documents

Please attach sample completed documents that would help other people.

Processing Time

• This entire process can be completed within 7 -10 days or as per the timeline advised by the respective department authority.

Related Videos

Videos explaining the procedure or to fill the applications.
Attach videos using the following tag <&video type='website'>video ID|width|height<&/video&> from 
external websites.
Please remove the '&' inside the tags during implementation.
Website = allocine, blip, dailymotion, facebook, gametrailers, googlevideo, html5, metacafe, myspace, 
revver,
sevenload, viddler, vimeo, youku, youtube
width = 560, height = 340, Video ID = Can be obtained from the URL of webpage where the video is 
displayed.
e.g In the following url 'http://www.youtube.com/watch?v=Y0US7oR_t3M' Video ID is 'Y0US7oR_t3M'.

Instructions

• Applicants must complete the application form before submitting it. Incomplete applications will not be accepted.
• Applicants must provide genuine information while applying for this procedure.

Required Information

• Name of the Depositor
• Date of Birth
• Name of Guardian
• Husband/Father /mother’s name
• Date of Birth
• Aadhaar Number of guardians
• Permanent Account Number (PAN) of guardian
• Present Address
• Permanent Address
• Telephone Number
• Mobile Number
• Email Id
• Details of Birth Certificate of the depositor
• Certificate No.
• Date of Issue
• Issuing authority

Need for the Document

• Sukanya Samriddhi Account (SSA) is a government-backed savings scheme for the benefit of the girl child launched by the Government of India as a part of the "Beti Bachao Beti Padhao" campaign. The scheme is aimed at promoting the welfare of the girl child and encouraging parents to save money for their daughter's education and marriage.

Information which might help

• The scheme offers an attractive interest rate, currently set at 7.6% per annum (as of April-June 2021 quarter), which is subject to change by the government. Additionally, investments made in the scheme are eligible for tax benefits under Section 80C of the Income Tax Act, 1961.
• The Sukanya Samriddhi Account (SSA) is a great way for parents to save money for their daughter's future and to ensure that they have the financial means to pursue their education and life goals.

Other uses of the Document/Certificate

Please explain what are other uses of obtaining this document/certificate.
e.g. Birth Certificate can be used as proof of identity.

External Links

Link

Others

More information which might help people.