Wikiprocedure

Bahamas - Apply for Purchase a Commercial Government House

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ProcedureEdit

Apply In-Person

  1. The Applicant must go in person to the local Department of Housing office in New Providence, Grand Bahama, or Abaco with all supporting documentation.
  2. Visit the following Details: Contact Link.
  3. If there are enough applicants on a family island, a request can be made to have an officer from the Department of Housing deployed to the island to conduct the interview through the Local Family Island Administrator's Office. If there aren't enough applications, the applicant will have to go to the Department of Housing in New Providence.
  4. During the interview, a Department of Housing officer will analyse the applicant to decide whether or not they are eligible for the Government Housing Program.
  5. The Applicant cannot already own a government residence, have a mortgage, or have more than one government guaranteed loan.
  6. After meeting all of the conditions and qualifying for a government home, the applicant is placed on a waiting list and notified when a home becomes available.
  7. When a home becomes available, the Ministry of Housing calls the applicant to advise them of the availability and issues a letter of offer that specifies the property's location.
  8. A letter advising of the assignment will also be issued to an approved lending institution.
  9. The applicant has the option of choosing whatever lender he or she wants. The loan will not be guaranteed by the government if the lender is not a government-approved lender.
  10. An appointment is made with a lender who has been authorised to process the application for a mortgage loan.
  11. Once the loan has been approved and the home has been completed, an inspector will conduct a final inspection with the home owner, noting any faults that need to be addressed.
  12. Before the keys are handed over, the home owner must sign an Inspection Verification form stating that he or she is satisfied with the property.



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Required DocumentsEdit

  • Proof of Bahamian citizenship (Passport / Certificate of Identity)
  • Current National Insurance Card
  • Verification of Income (not more than three months old)
    • Recent Pay Slip
    • A Job Letter
    • Affidavit to verify income



Office Locations & ContactsEdit

New Providence
Department of Housing
Charlotte House
Corner of Charlotte and Shirley Streets
P.O. Box N275
Nassau, New Providence
The Bahamas
Tel: (242) 302-5816 or 323-3333
Fax:242) 328-4244

Grand Bahama
Government Office Complex
The Mall Drive
P.O. Box F43774
Freeport Grand Bahama
The Bahamas
Tel: (242) 352-3630 / 3893
Fax:(242) 352-9244

Abaco
Officer In Charge
Department of Housing
Dove Plaza
Marsh Harbour
Abaco
The Bahamas
Tel: (242) 367-2157
Fax:(242) 367-2150
Contact Link
Family Island Contact Link

EligibilityEdit

Citizens and permanent residents of the Bahamas who are 18 years old or older.

FeesEdit

There are no fees associated with this service.

ValidityEdit

There are no deadline associated with this service.

Documents to UseEdit

Please attach documents that can be used by people. e.g. links


Sample DocumentsEdit

Please attach sample completed documents that would help other people.



Processing TimeEdit

As residences are assigned based on availability, this changes.

Related VideosEdit

Videos explaining the procedure or to fill the applications.
Attach videos using the following tag <&video type='website'>video ID|width|height<&/video&> from external websites.
Please remove the '&' inside the tags during implementation.
Website = allocine, blip, dailymotion, facebook, gametrailers, googlevideo, html5, metacafe, myspace, revver,
sevenload, viddler, vimeo, youku, youtube
width = 560, height = 340, Video ID = Can be obtained from the URL of webpage where the video is displayed.
e.g In the following url 'http://www.youtube.com/watch?v=Y0US7oR_t3M' Video ID is 'Y0US7oR_t3M'.



InstructionsEdit

Please provide other instructions related to the certificate/documents.
e.g. The state office holds birth records since january 1908.



Required InformationEdit

A list which displays the kind of information which is required to complete the procedure.
e.g.
1. Date of Birth.
2. City or Country of Birth.



Need for the DocumentEdit

It is required for purchasing a commercial government house in The Bahamas.


Information which might helpEdit

Website Link


Other uses of the Document/CertificateEdit

Please explain what are other uses of obtaining this document/certificate.
e.g. Birth Certificate can be used as proof of identity.



External LinksEdit

Place some external links which might help.



OthersEdit

More information which might help people.



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