Apply In-Person

1. To apply for a mortgage in Sikkim, it is mandatory to show a non-encumbrance certificate.
2. To apply for said certificate you will have to approach the nearest District collector’s office.
3. Here is the link to find the nearest DCO office: showing the location of various Government Infrastructures and Units/district-collector-and-sub-divisional-magistrate-offices DCo office
4. You will have to submit an application form with details such as your name, details about the land and the office.
5. Submit relevant documents as mentioned in the “required documents” section of this page.
6. You will have to make a payment, once you do this the application will be forwarded to the concerned authorities.
7. Once the application has been approved, you will receive an SMS.
8. You can collect the certificate in front the DCO’s office by providing your application number.
   

Apply Online

1. Currently, there is no online service to apply for a non-encumbrance certificate in Sikkim.
   

• Application along with Bank Receipt
• Copy of Parcha
• Verification Report of concerned Revenue Surveyor
• Khazana Receipt
• Sale Deed Document if the land is not an ancestral property
  

Key contacts

• Must own land in Sikkim.
• The land must be legally owned.
• There should be no ongoing land disputes.
  

• Pay a fee of Rs 50 for certificate.
  
• If you want to know if your land is encumbered you will have to pay an additional 200 Rs.
  

3 to 5 years.

Please attach documents that can be used by people. e.g. links

Please attach sample completed documents that would help other people.

15 days from the submission of the application.

Videos explaining the procedure or to fill the applications.
Attach videos using the following tag <&video type='website'>video ID|width|height<&/video&> from external websites.
Please remove the '&' inside the tags during implementation.
Website = allocine, blip, dailymotion, facebook, gametrailers, googlevideo, html5, metacafe, myspace, revver,
sevenload, viddler, vimeo, youku, youtube
width = 560, height = 340, Video ID = Can be obtained from the URL of webpage where the video is displayed.
e.g In the following url 'http://www.youtube.com/watch?v=Y0US7oR_t3M' Video ID is 'Y0US7oR_t3M'.

Please provide other instructions related to the certificate/documents.
e.g. The state office holds birth records since january 1908.

A list which displays the kind of information which is required to complete the procedure.
e.g.
1. Date of Birth.
2. City or Country of Birth.

• This document is essential if you want to secure a loan from a bank against your property.
• It makes the land legally yours.
  

Enter other informations which might help.

Please explain what are other uses of obtaining this document/certificate.
e.g. Birth Certificate can be used as proof of identity.

Place some external links which might help.

More information which might help people.