Apply In Person

1. The application for a Lecha Personal Loan with the Botswana Savings Bank shall be made through any of the Botswana Savings Bank (BSB) branch offices. BSB Contact Details
2. Applicants should visit the nearest Botswana Savings Bank (BSB) branch offices and confirm with a BBS Consultant, how much they qualified to apply.
3. Collect the following forms, the BSB Account Application Form, BSB Employment Confirmation Form, BSB Spousal Consent form and BSB Stop Order Deduction Form, obtainable for free at any of the BSB branch offices customer care desk, or download it via the BSB website, BSB downloadable forms, or download them directly using these links,
   • Account Application Form
   • Employment confirmation form To be completed, signed, and stamped by an authorized person at work.
   • BSB Stop Order Deduction Form To be completed and signed by the Applicant.
   • BSB Spousal Consent form To be completed and signed by the spouse (if married)
4. Fill out the application form, keenly read the “Declaration and Acceptance” section of the form before making the declaration, as this is where the bank asks you to confirm that you read disclosure documentation describing fees, liabilities, and how the loan interest is calculated etc. If need any assistance please do not hesitate to ask the customer care staff.
5. Submit the duly completed application forms in all respect, attached to the relevant supporting documentation as mentioned under the “Required Documents” section of this page to the nearest BSB branch office, consultant for processing.
   • Note: A transactional account is mandatory for loan processing.
6. After 2 working days, the loan will be approved and funds transferred into the customer transactional account, provided all the necessary documents are availed. The customer should then check in their account to withdraw the cash.

• 2 Certified copy of National Identity card/ Omang (citizens), resident/work permit, passport (non-citizens)
• Certified Recent 6 Months Bank Statement which includes 6 salaries
• Recent Pay Slip – Original
• Confirmation of residence e.g. Police affidavit or BPC Bill stating plot number WUC or BPC Bill stating plot number.
• Two month bank statement ( for those with Motheo, or 3 months for new clients)
• Certified Copy of Marriage Cert, ID of Spouse & Consent form. (if married)
• Loan Settlement Bal. & Loan Statements of loans to be clear.
• If on Contract, a letter stating when term starts & ends.
• Confirmation letter/form if employed less than 1 year 9.

NOTE:

• All copies must be certified via stamp & signature.
• For top-up bring 3 months bank statements.

Botswana Savings Bank (BSB)
Gaborone Office,
Headquarters
Physical: BSB Tshomarelo House, Corner Lekgarapa/Letswai Road Plot 53796 Broadhurst Mall, Gaborone,
BotswanaPostal: P. O. Box 1150 Gaborone, BotswanaTel: +267 367 0000 / 367 0001Fax: +267 395 2608
Email Address: info@bsb.co.bw


Francistown Office,
Main Branch
Physical: BSB Tshomarelo House,
Corner Lekgarapa/Letswai Road
Plot 53796
Broadhurst Mall,
Gaborone, Botswana
Postal: P. O. Box 1150 Gaborone,
Botswana
Tel: +267 242 1616
Fax: +267 242 1621
BSB Contact Details
BSB Branches Map Location
BSB website

Working Hours:

• Mon - Fri 8:00am - 5:00pm & Sat 8:00am - 12:00pm (Operations)
  
• Mon - Fri 8:15am - 3:45pm & Sat 8:15am - 11:15pm (Banking)
  
• Mon - Fri 8:30am - 3:30pm & Sat 8:30am - 11:00pm (Loans)
  
• Sunday & Public Holidays [Closed]
  

Applicants should meet the following criteria to be eligible:

• You do not need to be an existing BSB customer
• Gearing: Up to 60% of net salary
• Min Salary: P 1,800.00
• Loan amount ranges from P5, 000 to P500, 000

BSB Tariff Guide 2020

• The loan repayment period is up to 84 Months.

Account Application Form
Employment confirmation form To be completed, signed, and stamped by an authorized person at work.
BSB Stop Order Deduction Form To be completed and signed by the Applicant.
BSB Spousal Consent form To be completed and signed by the spouse (if married)
BBS Loan Checklist

Please attach sample completed documents that would help other people.

• The loan processing time is in 2 working days provided all documentation are provided.

Videos explaining the procedure or to fill the applications.
Attach videos using the following tag <&video type='website'>video ID|width|height<&/video&> from external websites.
Please remove the '&' inside the tags during implementation.
Website = allocine, blip, dailymotion, facebook, gametrailers, googlevideo, html5, metacafe, myspace, revver,
sevenload, viddler, vimeo, youku, youtube
width = 560, height = 340, Video ID = Can be obtained from the URL of webpage where the video is displayed.
e.g In the following url 'http://www.youtube.com/watch?v=Y0US7oR_t3M' Video ID is 'Y0US7oR_t3M'.

Please provide other instructions related to the certificate/documents.
e.g. The state office holds birth records since january 1908.

• Full name of the applicant
• Date of birth/Gender
• Nationality
• Country of origin
• Contact details.
• employment details
• spouse details
• Type of loan applying for.
• Purpose of Loan
• Insurance (Credit Life)
• Requested Loan Amount Incl. of Insurance & Fees
• Repayment Period (Months)
• Transactional account No.
• Declaration by the Applicant/ Spouse/ Employer

• Lecha Personal loan is a life event product intended to relieve customers of the pressing personal issues. The name Lecha is a Setswana name that denotes water in abundance or a lake. It symbolizes the availability and accessibility of our funds to our customers. The loan can be used for various purposes such as financing household furniture, weddings, upgrading residential properties, buying plots, buying used cars, school fees etc.

Enter other informations which might help.

Please explain what are other uses of obtaining this document/certificate.
e.g. Birth Certificate can be used as proof of identity.

BSB Lecha Personal loan
BSB Products Brochure

More information which might help people.