Wikiprocedure > Uganda

Uganda - Apply for Certificate of Insurance against Third Party Risks

From Wikiprocedure
Jump to: navigation, search



  1. The applicant should contact any motor third insurance broker to assess your motor insurance third party cover needs before they can refer you to the appropriate insurance provider
  2. Complete the proposal form
  3. Provide the necessary supporting documents
  4. Conduct a valuation of the vehicle
  5. Carefully read and understand the policy document
  6. Sign the policy document


  • The insurance Act provides that a certificate of insurance shall be issued by the insurer to the person by whom a policy of insurance is effected at the same time as the cover note is issued

Required Documents[edit]

  • Motor vehicle Logbook
  • Proof of identity such as passport, national identity card.

Office Locations & Contacts[edit]

The Insurance Regulatory Authority Of Uganda - Head Office,
Insurance Towers Plot 6,
Lumumba Avenue
Kampala Uganda
P.O Box 22855
Kampala Uganda
Tel: +256 417-425500
Email: [email protected]
WebsiteL Link

Uganda Revenue Authority - Head Office,
Physical address: Plot M193/M194,
Nakawa Industrial Area
Kampala, Uganda
P.O. Box 7279,
Kampala, Uganda
Toll Free Number: (256) 800117000
Email:[email protected]
Website: Link


Every motor vehicle operated on Ugandan roads must be insured against third Party Risks.


Varies greatly depending on the type of cover and the class in which the vehicle belongs.
Motor cycles:

  • Own damage: 10 percent calim, minimum shs 100,000
  • Theft and total loss: 15 percent claim minimum 100,000 recommended rates 10percent
  • Motor (private)
  • Saloon, satiation wagon and pick-ups (private use only)
  • Excess: own damage 10 percent claim, minimum Shs 100,000
  • Theft and total loss: 15 percent of claim, minimum 100,000. Recommended rate 4percent.
  • Buses (minibus/taxi, coaster $buses).
  • PSV recommended rate 7.5 percent
  • PMO/ corporate & school buses recommended rate 6 percent
  • Special type; Ambulances, hearses, bullion vans, firefighting trucks , farm vehicles, motor recovery vehicles.
  • Excess: own damages 10 percent of claim minimum Shs 200,000.
  • Theft and total loss: 15 percent of claim minimum Shs 200,000 recommended rate 4 percent.


  • One year

Documents to Use[edit]

Please attach documents that can be used by people. e.g. links

Sample Documents[edit]

Please attach sample completed documents that would help other people.

Processing Time[edit]

Less than one (1) hour.

Related Videos[edit]

Videos explaining the procedure or to fill the applications. 
Attach videos using the following tag <&video type='website'>video ID|width|height<&/video&> from external websites. 	
Please remove the '&' inside the tags during implementation.
Website = allocine, blip, dailymotion, facebook, gametrailers, googlevideo, html5, metacafe, myspace, revver, 
sevenload, viddler, vimeo, youku, youtube
width = 560, height = 340, Video ID = Can be obtained from the URL of webpage where the video is displayed.
e.g In the following url '' Video ID is 'Y0US7oR_t3M'.


  • The requirement for third party insurance does not apply to Government owned vehicles.
  • Any person who contravenes subsection 2(1) commits an offence and is liable on conviction to a fine not exceeding one hundred thousand shillings or to a term of imprisonment not exceeding two years or to both such fine and imprisonment.
  • Further provides that a person convicted shall, unless the court for special reasons thinks fit to order otherwise, and without prejudice to the power of the court to order a longer period of disqualification, be disqualified from holding or obtaining a driving permit for twelve months from the date of conviction, in addition to the penalties that may be imposed under subsection.

Required Information[edit]

  • Proof of identity
  • Proof of Vehicle ownership

Need for the Document[edit]

  • The law requires all motor vehicles to be insured in Uganda, and the insurance is supposed to cover against financial loss, theft damages and third party liabilities.
  • This is captured under insurance Act. Getting an insurance cover that meets your specific requirement can be a difficult task.

Information which might help[edit]

You should visit a number of as many insurance cover providers as possible to compare service before settling on any of them.You might also check their history

Other uses of the Document/Certificate[edit]

Please explain what are other uses of obtaining this document/certificate.
e.g. Birth Certificate can be used as proof of identity.

External Links[edit]


More information which might help people.