Sikkim - Obtain Land Mortgage Certificate (Coletral)

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Procedure

Apply In-Person

1. To apply for a mortgage in Sikkim, it is mandatory to show a non-encumbrance certificate.
2. To apply for said certificate you will have to approach the nearest District collector’s office.
3. Here is the link to find the nearest DCO office: showing the location of various Government Infrastructures and Units/district-collector-and-sub-divisional-magistrate-offices DCo office
4. You will have to submit an application form with details such as your name, details about the land and the office.
5. Submit relevant documents as mentioned in the “required documents” section of this page.
6. You will have to make a payment, once you do this the application will be forwarded to the concerned authorities.
7. Once the application has been approved, you will receive an SMS.
8. You can collect the certificate in front the DCO’s office by providing your application number.
   

Apply Online

1. Currently, there is no online service to apply for a non-encumbrance certificate in Sikkim.
   

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Required Documents

• Application along with Bank Receipt
• Copy of Parcha
• Verification Report of concerned Revenue Surveyor
• Khazana Receipt
• Sale Deed Document if the land is not an ancestral property
  

Office Locations & Contacts

Key contacts

Eligibility

• Must own land in Sikkim.
• The land must be legally owned.
• There should be no ongoing land disputes.
  

Fees

• Pay a fee of Rs 50 for certificate.
  
• If you want to know if your land is encumbered you will have to pay an additional 200 Rs.
  

Validity

3 to 5 years.

Documents to Use

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Sample Documents

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Processing Time

15 days from the submission of the application.

Related Videos

Videos explaining the procedure or to fill the applications.
Attach videos using the following tag <&video type='website'>video ID|width|height<&/video&> from external websites.
Please remove the '&' inside the tags during implementation.
Website = allocine, blip, dailymotion, facebook, gametrailers, googlevideo, html5, metacafe, myspace, revver,
sevenload, viddler, vimeo, youku, youtube
width = 560, height = 340, Video ID = Can be obtained from the URL of webpage where the video is displayed.
e.g In the following url 'http://www.youtube.com/watch?v=Y0US7oR_t3M' Video ID is 'Y0US7oR_t3M'.

Instructions

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e.g. The state office holds birth records since january 1908.

Required Information

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e.g.
1. Date of Birth.
2. City or Country of Birth.

Need for the Document

• This document is essential if you want to secure a loan from a bank against your property.
• It makes the land legally yours.
  

Information which might help

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Other uses of the Document/Certificate

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e.g. Birth Certificate can be used as proof of identity.

External Links

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Others

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