Pakistan - Obtain Defence Savings Certificate

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ProcedureEdit

  • These certificates can be purchased by depositing cash at the issuing office or by presenting a cheque.
  • The certificates shall immediately be issued on receipt of cash.
  • However, in case of deposit through cheque the certificates shall be issued from the date of realization of the cheque after receipt of the clearance advice.



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Required DocumentsEdit

  • Application form.
  • A copy of the Computerized National Identity Card (CNIC)
  • In case of a foreign national, a copy of the Passport is required



Office Locations & ContactsEdit

Central Directorate of National Savings,
23-N, Savings House, G-6 Markaz,
Civic Centre, Islamabad.
Ph. # 051-9215741-50, Fax 051-9215761
email [email protected]
URL http:// www.savings.gov.pk

Regional Directorate:
Regional Directorate of National Savings, Peshawar.
Building No.1, Mian University Road,
Tehkal Payan, Peshawar.
Phone # 091-9218337-38, Fax # 091-9218336

Regional Directorate of National Savings, Abbottabad.
Savings House,
Opposite Modernage Public School & College
Mansehra Road, Supply Bazar,
Abbottabad Cantt.
Phone # 0992-9310486, 0992-9310488, Fax # 0992-9310487

Regional Directorate of National Savings, Islamabad.
Premises No. 12-L Sitara Market, Markaz G-7, Islamabad.
Phone # 051-9253082-83, Fax # 051-9252485

Regional Directorate of National Savings, Gujranwala.
28-A, Satellite Town, Gujranwala.
Phone # 055-9200422, 9200345, Fax # 055-9200352

Regional Directorate of National Savings, Lahore.
29/30-F, Gulberg-II, Lahore.
Phone # 042-99263030-31, Fax # 042-99263033

Regional Directorate of National Savings, Faisalabad.
650-D, Peoples Colony No.1, Faisalabad.
Phone # 041-9220465-66, Fax # 041-9220465

Regional Directorate of National Savings, Multan.
Building No.20-B, Opposite Govt. Girls High School,
Gulgasht Colony, Multan.
Phone # 061-9210238, 061-9210240, Fax # 061-9210239

Regional Directorate of National Savings, Bahawalpur
3-C, Rashid Minhas Road, Model Town-A, Bahawalpur.
Phone # 062-9255151-53, Fax # 062-9255152

Regional Directorate of National Savings, Sukkur.
Opposite Al-Faisal Medical Centre, Military Road, Sukkur.
Phone # 071-9310241-42, Fax # 071-9310247

Regional Directorate of National Savings, Hyderabad.
Bungalow No.5, Muslim Co-operative Housing Society,
Opp. Sindh Museum, National Highway, Hyderabad.
Phone # 022-9240095-93, 9200345, Fax # 022-9240095

Regional Directorate of National Savings, Karachi
Shahrah-e-Faisal, Shaeed-e-Millat Chowk, Karachi.
Phone # 021-34556463, 34544503 Fax # 021-34535591

Regional Directorate of National Savings, Quetta.
Building NO 5-B, Model Town, Quetta Cantt. Quetta.
Phone # 081-9201726, 9201706 Fax # 081-9202818



EligibilityEdit

  • These certificates can be purchased by a single adult, a minor, two adults in their joint names with the options of payable to the holders jointly (Joint-A ) or payable to either (Joint-B).
  • An adult can also purchase these certificates on behalf of a single minor, two minors jointly or himself/herself and a minor jointly.
  • Institutions may also invest individual funds such as pension, gratuity, superannuation, contributory provident funds and trusts etc.



FeesEdit

Application form is free.
The minimum investment limit is Rs.500/-, however, there is no maximum investment limit in this scheme.



ValidityEdit

This is 10 years' maturity scheme with built in feature of automatic reinvestment after the maturity.


Documents to UseEdit

download application form



Sample DocumentsEdit

Application Forms


Processing TimeEdit

The certificates shall immediately be issued on receipt of cash.



Related VideosEdit

Videos explaining the procedure or to fill the applications. 
Attach videos using the following tag <&video type="website">video ID|width|height<&/video&> from external websites.
Please remove the "&" inside the tags during implementation.
Website = allocine, blip, dailymotion, facebook, gametrailers, googlevideo, html5, metacafe, myspace, revver, 
sevenload, viddler, vimeo, youku, youtube
width = 560, height = 340, Video ID = Can be obtained from the URL of webpage where the video is displayed.
e.g In the following url "http://www.youtube.com/watch?v=Y0US7oR_t3M" Video ID is "Y0US7oR_t3M". 
	



InstructionsEdit

These certificates can be purchased from any National Savings Centre (NSC), Pakistan Post Offices (PPO), Authorized branches of Scheduled Banks and State Bank of Pakistan (SBP) by filling in a prescribed form called SC-1, which is available at all the above offices of issue free of cost.


Required InformationEdit

  • Name(s)/ Address of the purchaser(s)
  • Mode of payment
  • N.I.C No.
  • Cheque no.
  • Banks name
  • Date of birth for minors
  • Name and address of the minor.
  • Relationship between the minor and the person purchasing on behalf of the minor.
  • Name of the public bodies.
  • Nomination information
  • Number and value of certificates issued.
  • Signature or thumb impression of Purchaser(s)



Need for the DocumentEdit

The Government of Pakistan introduced Defence Savings Certificate scheme in the year 1966.
The scheme has specifically been designed to meet the future requirements of the depositors.


Information which might helpEdit

Enter other informations which might help



Other uses of the Document/CertificateEdit

These certificates are encashable at par any time after the date of purchase. However, no profit is payable if encashment is made before completion of one year.



External LinksEdit

http://savings.gov.pk/dsc.asp


OthersEdit

Further, certificates purchased on or after 15-11-2010 can not be automatically reinvested.
However, other better options are available for investment in National Savings Schemes.