Kenya - Obtain Motor Insurance

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Procedure

1. Contact any motor broker and let them assess your motor insurance cover needs before they can refer you to the appropriate insurance provider
2. Complete the proposal form
3. Provide the necessary supporting documents
4. Conduct a valuation of the vehicle (very important)
5. Sign the policy document (Carefully read and understand the policy document)

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Required Documents

1. National Identity Card
2. Motor vehicle Log book

Office Locations & Contacts

Insurance Regulatory Authority (IRA) - Head Office
Zep- Re Place Longonot Road - Upper Hill, Nairobi
P.O BOX 43505 - 00100
NAIROBI
Tel:(254)- 020-4996000
Mobile:(254)- 0719047000
E-mail: [email protected]
Complain: [email protected]
Website:Link

Eligibility

Every motor vehicle operated on Kenyan roads must be insured.

Fees

Varies greatly depending on the type cover and the class in which the vehicle belongs

Validity

One Year

Documents to Use

Please attach documents which can be used by people who would like to follow this procedure.    

Sample Documents

Please attach sample completed documents which would help other people who would like to follow this procedure.    

Processing Time

Less than 30 minutes

Related Videos

Videos explaining the procedure or to fill the applications. 
Attach videos using the following tag <&video type="website">video ID|width|height<&/video&> from external websites.
Please remove the "&" inside the tags during implementation.
Website = allocine, blip, dailymotion, facebook, gametrailers, googlevideo, html5, metacafe, myspace, revver, 
sevenload, viddler, vimeo, youku, youtube
width = 560, height = 340, Video ID = Can be obtained from the URL of webpage where the video is displayed.
e.g In the following url "http://www.youtube.com/watch?v=Y0US7oR_t3M" Video ID is "Y0US7oR_t3M". 
	

Instructions

1. It is important to understand that by taking a motor insurance, you are transferring the risk from yourself to the motor insurance company.
2. There are three distinct types of motor insurance cover that you should Know:
   1. Third party covers third party body injury and property damage that might occur in an accident.
   2. The Comprehensive cover covers third party and second party but does not cover first party and family. Owner and family members are required to take personal accident cover
   3. Third party fire & theft cover covers theft in addition to covering third party liability
3. You also need to understand the different classes of motor insurance and this include commercial, PSV, and Private.

Required Information

1. Proof of Identity
2. Proof of Vehicle ownership

Need for the Document

The law requires all motor vehicles to be insured in Kenya, and the insurance is supposed to cover against financial loss, theft, damages, and third party liabilities. This is captured under CAP 405 of the Insurance Act. Getting an insurance cover that meets your specific requirements can be a difficult task.

Information which might help

You should visit a number of as many insurance cover providers as possible to compare services before settling on any of them. You might also check their history.

Other uses of the Document/Certificate

Can be used to provide proof of motor vehicle ownership

External Links

Kenya Insurance Review
http://blog.blossominsurance.co.ke/kenyas-middle-class-and-motor-vehicle-insurance/

Others

More information which might help people.