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2025-04-29T13:33:01Z

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==Procedure==
'''Apply In-Person:''' 
#To renew the money lending licence, a valid moneylender shall apply with the authority by whom the licence was granted or last renewed. Applicant shall approach the local administrative department to find the contact details of the respective authority.
#Link for contact details: [https://panchayat.gov.in/sarpanch-address Panchayat] please use the excel sheet hyperlink against your state for contact details AND [https://wb.gov.in/contact-directories.aspx link1] Please select “Districts” options provided in the “West Bengal Web Directory” section to get a list of districts. Please select your district name to reach respective district portal. In the given page please select “Contacts” menu to get the contact details AND [https://www.mscwb.org/home/contacts Contact link2] AND [https://www.kmcgov.in/KMCPortal/jsp/ContactDept.jsp Contact Link3]
#Please go to the respective office. Get advice on the renewal process. Please collect the renewal application form or write on a plain paper as advised.
#Please complete the application form. Attach the required documents as per our “Required Documents” section of this page along with the applicable renewal fees (treasury receipt / as per the advised format) if any, to the receiving authority.
#After receiving the application, authorities will check the submitted application and document set. If all are in place, the application will be accepted.
#Authorities will make entries about this application in the manual record or electronically using the computer and provide applicant a record number for reference.
#Concerned authority will process the application to check the authenticity of the submitted details. The applicant will be instructed to produce his/her accounts for inspection. The authority, then assess the inspection fee.
#The applicant shall pay the fees as instructed and provide the proof of paying the fees.
#The inspection will be conducted. If required, the authority will visit the premises to do required due diligence.
#Once the inspection is complete and the outcome of the inspection looks satisfactory, the licence will be renewed.
#The status, viz. renewal or rejection if any will be conveyed to the applicant through an SMS or through phone call.
#Please follow the department’s guidelines to get the renewed licence as per applicable norms.
 
'''Note:'''
*All applicant has to follow the respective state moneylenders act rules and regulations.
*The Interest rate and tenure for the loan should be fixed as per state government norms.
*When an application for renewal of a licence is received by the respective licensing authority within the prescribed period, the registration shall, until the application is finally disposed of, be deemed to be valid.
 
 
'''Apply through Centres:'''
#To apply through centres, the applicant has to approach the respective “CSC” centre in their area. Refer the following link for location: [https://www.apnacsconline.in/csc-locator/west-bengal/ CSC Locator link]
#*NOTE: The applicant has to select the state, district and block name from the drop-down menu, or the applicant has to click on their respective district to find nearby centres.
#Please visit the centre and consult with the centre operator for your requirement.
#If the operator issues an application form, then collect it and pay the requisite fee. Please complete the application form.
#Now, submit the completed application along with the required documents as per the “Required Documents” section of this page. It is advised to take the documents in original to the kiosk for scanning purposes.
#The operator will process the application online. On successful submission, the applicant will receive an application number as acknowledgement. The applicant will also get a transaction number as a text message on their registered mobile number.
#Applicant has to make necessary payment as centre operator quotes and don’t forget to take the receipt.
#This application will be forwarded to the respective department for further processing.
#”SMS” triggered update on application status will be sent to the applicant’s mobile. Please keep track of the notification.
#The submitted application will be processed by the department. A designated authority will verify the submitted documents and inspect the area of the applicant to clarify the applicant’s details.
#Based on the outcome of the above-mentioned steps and other internal processing, the designated issuing authority will issue the license.
#The status, viz. Approval or Rejection will be conveyed to the applicant through an “SMS” or applicable norms.
 

==Required Documents==
*Application form
*Valid money lending licence
*Identity proof
*Ration Card
*Bank account details
*Address of the shop or business (proof of address)
*Fees paid details (Challan or other relevant fee paid details as advised)
*Residential Proof: Residential Certificate issued by Local administration office/ Aadhaar card / Passport / Driving Licence / Ration Card / Government ID card / Defence ID Card / PAN Card
*Age proof (birth certificate / school certificate)
*Applicant passport size photograph
*Aadhaar card
*Judicial stamp as per the value as advised
 
''':Note''':
*All original and copy of original with self-attestation as advised by respective authorities to be submitted as per requirement.
*Apart from the above documents, authorities may ask to submit additional information or documents. Please provide them for processing.

 
 
==Office Locations & Contacts==
'''Municipal Service Commission,''' 
149, Acharya Jagadish Chandra Bose road 
Kolkata - 700 014 
Phone - 033 2286 0052 
[https://www.mscwb.org/home/contacts Contact link] 
 

==Eligibility==
*A valid license holder is eligible to apply for renewal.
*An application for renewal of license may be made on any date within three months prior to the expiry of the license.
*The applicant should not have got his/her licence cancelled within last six months or the prescribed period before the date of current application.
*No application for renewal of license shall be accepted from the expiry of sixty days of the validity of the license.

 
 
==Fees==
*Please pay the renewal fees as authorities quote.
*Please pay the inspection fees as instructed.
*Security deposit as per requirement.
*Charges for affixing stamp may be required.

 

 
==Validity==
*A registration certificate remain in force for five years from the date on which it is granted and may be renewed from time to time for a period of five years at a time or renewed as per the period mentioned on the license.
 
 
==Documents to Use==
Please attach documents that can be used by people. e.g. links
 
 
==Sample Documents==
Please attach sample completed documents which would help other people who would like to follow this procedure.
 
 
==Processing Time==
*The renewal process can take 7 to 15 days.
 
 
==Related Videos==
Videos explaining the procedure or to fill the applications.
Attach videos using the following tag <&video type="website">video ID|width|height<&/video&> from external websites.
Please remove the "&" inside the tags during implementation.
Website = allocine, blip, dailymotion, facebook, gametrailers, googlevideo, html5, metacafe, myspace, revver,
sevenload, viddler, vimeo, youku, youtube
width = 560, height = 340, Video ID = Can be obtained from the URL of webpage where the video is displayed.
e.g In the following url "http://www.youtube.com/watch?v=Y0US7oR_t3M" Video ID is "Y0US7oR_t3M".
 

 
==Instructions==
*Please maintain records and accounts with periodic audit.
*Please follow the guidelines fixed by your state with respect to money lending business.
*There will be sudden check by the licensing authorities.
*Do not submit fake documents as a proof to get this license renewed.
*Incomplete application will be rejected.
*Please avoid spelling mistakes while filling the application form.
*Applicant will be penalized if any information provided by the applicant while applying for this certificate is being found false or incorrect.

 
 
==Required Information==
*Name of the applicant
*Complete address
*Father’s name
*Partner’s name and address if applicable
*Solvency certificate details
*Property details of the applicant and partner (if applicable)
*Financial year for which the renewal is required
*License description
*License number
*Aggregate amount of money lent during the previous year
*Maximum amount of money outstanding to be reduced on any day of the previous year
*The date on which the maximum amount of money was outstanding
*Details of previous year’s security deposit
*Name of the establishment
*Aadhaar card number
*Date of application
*Mobile number
*Email ID
 
 
==Need for the Document==
*A money lending license needs to be renewed for a legitimate business.
*Without renewal, it is illegal to run a money lending business.
 

 
==Information which might help==
*While applying for renewal, the lender should make sure that he/she has not lent money during the non-renewal period.
*Avoid using fabricated documents to avail this renewal, as it is punishable.
*If the rules are not followed, punishment is inevitable.
 
 
==Other uses of the Document/Certificate==
Please explain what are other uses of obtaining this document/certificate.
e.g. Birth Certificate can be used as proof of identity.
 
 
==External Links==
*Please follow for additional information [http://www.wbja.nic.in/wbja_adm/files/The%20Bengal%20Money-Lenders%20Act,%201940.pdf link]

 
 
==Others==
More information which might help people.

 

[[Category:West Bengal]]

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Wesley: Auto