https://www.wikiprocedure.com/index.php?action=history&feed=atom&title=Turkmenistan_-_Guidance_To_Apply_Student_LoanTurkmenistan - Guidance To Apply Student Loan - Revision history2026-06-06T03:22:27ZRevision history for this page on the wikiMediaWiki 1.40.1https://www.wikiprocedure.com/index.php?title=Turkmenistan_-_Guidance_To_Apply_Student_Loan&diff=115932&oldid=prevWesley: Auto2025-05-01T14:09:01Z<p>Auto</p>
<p><b>New page</b></p><div>==Procedure==<br />
'''Student Loan - Banks:''' <br />
#The student or the student's parent/guardian may apply for the loan. Gather all documents you may need to present or submit to the bank.<br />
#Applicants may be asked by the bank to secure their loan with a collateral, guarantee or surety.<br />
#Complete an application, make sure that you have provided all the required information in the form. Most forms can be downloaded from the bank's website.<br />
#Submitting an application:<br />
##'''In person:''' Most loan applications are done in person, with the applicant or his/her guardian going to the bank, you may set up an appointment with the bank by giving them a call. Submit the completed application form along with other required documents. Note: Banks may ask you to submit additional documents aside from the ones listed on the 'Required documents' section. It will be better if you can get in touch with the bank's representative/lending officer/customer service by phone first before you go to the bank's branch. They can give you a checklist of required documents, answer some of your queries and direct you to the nearest branch of the bank in your area. <br />
##'''Online:''' To save you some time, you may also check if you can start your loan application online. Some banks will ask applicants to complete a preliminary application to be submitted electronically, with some of the required documents sent via email. After reviewing the application, a lending officer will contact you to discuss your application. <br />
#Once your application is approved, the bank will ask you or your parent/guardian to sign the loan agreement. Note: Read the loan agreement carefully before you sign, take note of the interest rate, grace period, when you will start repaying the loan and any penalties in case of default.<br />
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==Required Documents==<br />
'''Some of the documents that a bank might ask applicants to submit or present:'''<br />
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From the borrower:<br />
*Completed Application<br />
*Identity document (the borrower and the loan payer)<br />
*Passport copy of parents (the original for comparison)<br />
*Information about the family composition and the place of residence to establish the fact of registration (Form number 3)<br />
*Certificate of employment (indicating the period of work and the amount of wages)<br />
*A copy of the work book (certified by the HR department)<br />
*Guarantee (collateral, guarantee, surety)<br />
*Reference from the employer<br />
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From the student:<br />
*A copy of the student's passport and visa (original for comparison)<br />
*A copy of the contract between the university and the student<br />
*Invoice (written out of school)<br />
*A copy of the student's mark sheets and student ID<br />
*Documents confirming the entrance (or transfer to the next academic year) of student to university<br />
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Note: The bank may ask you to present additional documents, check the bank's website first before going to their branch office to apply for a loan.<br />
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==Office Locations & Contacts==<br />
Please list down the office locations that can be approached for applying. External links can also be used specifying office locations.<br />
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==Eligibility==<br />
Provide eligibility criteria's for going through this procedure.<br />
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==Fees==<br />
Explain the fees structure which is required for obtaining the certificate/document.<br />
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==Validity==<br />
'''Student loan - banks:'''<br />
*You may obtain a student loan with repayment period of 1 year.<br />
*Payments on the loan are carried out one-time (annual) or twice- (a semi-annual) payments before the start of the academic year.<br />
*You may again apply for a student loan the following year if you have at least paid 90% of your previous loan (previous academic year). The bank may ask you to present documents confirming that you have registered to attend classes for the next school year.<br />
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==Documents to Use==<br />
Please attach documents that can be used by people. e.g. links<br />
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==Sample Documents==<br />
Please attach sample completed documents that would help other people.<br />
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==Processing Time==<br />
Please explain processing time taken in obtaining the document/certificate.<br />
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==Related Videos==<br />
Videos explaining the procedure or to fill the applications. <br />
Attach videos using the following tag <&video type="website">video ID|width|height<&/video&> from external websites.<br />
Please remove the "&" inside the tags during implementation.<br />
Website = allocine, blip, dailymotion, facebook, gametrailers, googlevideo, html5, metacafe, myspace, revver, <br />
sevenload, viddler, vimeo, youku, youtube<br />
width = 560, height = 340, Video ID = Can be obtained from the URL of webpage where the video is displayed.<br />
e.g In the following url "http://www.youtube.com/watch?v=Y0US7oR_t3M" Video ID is "Y0US7oR_t3M". <br />
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==Instructions==<br />
'''Before applying for a student loan:'''<br />
*Make sure that you can present and submit all the required documents that the bank is asking for.<br />
*Take note of the interest rate, conditions, and repayment scheme that the bank is offering. Look into several banks and do some research regarding the banks application process. <br />
*Loan amount: You may not need to accept the entire amount of the loan the bank is offering you. Remember that what you are getting is not a grant but a loan, meaning you will need to pay back everything plus interest sometime in the future.<br />
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==Required Information==<br />
A list which displays the kind of information which is required to complete the procedure.<br />
e.g.<br />
1. Date of Birth.<br />
2. City or County of Birth.<br />
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==Need for the Document==<br />
Some banks in Turkmenistan offers short-term loan that can help cover school related expenses like tuition fees in higher education institutions of Turkmenistan and foreign countries, travel, accommodation and daily expenses. <br />
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Student loan schemes are designed to make the student's academic life easier with its interest rate substantially lower than other personal loans offered by the bank, and some banks offer loan with repayment period of one year.<br />
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Here is a guide that can help students apply for student/education finance in Turkmenistan.<br />
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==Information which might help==<br />
Enter other informations which might help<br />
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==Other uses of the Document/Certificate==<br />
Please explain what are other uses of obtaining this document/certificate.<br />
e.g. Birth Certificate can be used as proof of identity.<br />
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==External Links==<br />
http://www.tfeb.gov.tm/en/featured-articles-en/student-loan<br />
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==Others==<br />
More information which might help people.<br />
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[[Category:Turkmenistan]]<br />
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