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2025-04-28T15:06:53Z

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==Procedure==
'''Apply In-Person:''' 
#To get a land mortgage in Haryana, you will have to get a mortgage deed and a land encumbrance certificate.
#You can approach the nearest common service centre to get further details about the procedure, find the nearest CSC centre here: [https://csclocator.in/csc-locator/haryana/ link].
#The applicant can also visit the nearest Teshildars office.
#You will likely have to fill an application form and attach relevant documents as mentioned in the “Required Documents” section of this page.
#Submit the application form to the authorities.
#You can also locate the nearest common service centre by clicking on the link under “External links”. 
 
'''Apply Online''' 
#To get a mortgage deed and land encumbrance certificate, visit the official site of the Haryana land records.
#Here is the link to the site: [https://jamabandi.nic.in/ website]
#To obtain a land encumbrance certificate, follow these steps:
#* On the top locate “property registration”.
#*You will see a drop-down menu, locate “Land encumbrance certificate”.
#*Click on “Apply new”.
#*Enter your mobile number, an OTP will be sent to this number.
#*Enter OTP.
#*Enter your details such as your name, email ID, fathers name, and Aadhar number.
#*You will be directed to another page where you will have to enter details about your land such as the Nakal number.
#*Click on “Submit request”.
#*Your application will be submitted.
#*You will receive an application number that you can use to track the status of your application.
#*Once approved, you can log in again and download your certificate.
#To obtain a mortgage deed, follow these steps:
#*To Obtain Land Mortgage Certificate (Collateral) in Haryana, the applicant shall visit the following webpage: [https://jamabandi.nic.in/ Link].
#*The applicant needs to login through the user credentials.
#*The applicant shall fill up the application form with all the necessary details on a newly opened page and complete the given application form.
#*Now the applicant shall upload scanned copies of all the " Required Documents" for the certificate.
#*Once the documents are uploaded, provide the mobile number and enter the received OTP.
#*Now click on "Submit" and complete the process.
#*On successful verification, the changes will be made by the authority.
#*The applicant may also track the status of the application by clicking on the appropriate option on the portal.
 
 
 
'''Apply through Centres: ''' 
#To Obtain License for land mortgage certificate in Haryana, the applicant shall visit the nearest CSC. Find contacts to CSC centres in the Link provided: [http://cscharyana.co.in/add-on-csc-locator/ Link]
#Procure the application form from the concerned centre and fill it up with the necessary details required for the license.
#Ensure to attach all the "Required Documents" along with the application form before submission.
#Provide authorized signatory and photograph, wherever applicable.
#Now submit the application to the office of the concerned centre.
#On successful verification, the applicant will be notified by the CSC centre.
#Obtain the license from the concerned office.

==Required Documents==
*Here you will find a list of documents you will need for the encumbrance certificate [https://jamabandi.nic.in/HARIS/DeedChecklistnew required documents Link]
*E-stamp for mortgage deed: [https://egrashry.nic.in/ Link]
*Proof of Ownership( Fard of Jamabandi/Certified copy of original old sale deed/assessment of MC/Mutation)
*Identification of the Parties
*Ration Card Driving License/Aadhar card/Pan card/Identity card and ID proof of witness also.
*Registration of documents through the power of attorney
*Verification of GPA from where it has been registered in case it has been registered out of state only.
*NOC required U/s 7(A)NOC from DTP concerned if the area is notified U/s 7(A) of the HDRUA Act 1975.
*Witness: Two witnesses of the parties along with ID proof.
*Map Plan: Map plan and description of immovable property.
*In case of building/plot: Digital photograph of building/plot.
*In case of release deed: Mutation of Virasat for identification of the ancestral property. 
 

==Office Locations & Contacts==
'''Deputy Director (IT Cell) 
Contact No.: 0172-5059102 
Postal Address: Haryana Civil Secretariat, 8th Floor, Chandigarh 
Helpdesk Toll Free No. – 18001802128 
 

==Eligibility==
*Must legally own land.
*There should not be any ongoing disputes on land. 
 
==Fees==
*You will have to pay a small service fee. 
*You will also have to buy stamps, you can find the rates here: [https://jamabandi.nic.in/Docs/Updatedstampdutyandregistrationfees.pdf e-stamp Link] 
 

==Validity==
Encumbrance certificate need to be updates every 3 to 5 years. 
 
==Documents to Use==
Please attach documents that can be used by people. e.g. links 
 
==Sample Documents==
Please attach sample completed documents that would help other people. 
 
==Processing Time==
*The mortgage deed will be given to you on the day of the appointment.
*The encumbrance certificate will be issued 15 days from the submission of the application. 
 
==Related Videos==
Videos explaining the procedure or to fill the applications.
Attach videos using the following tag <&video type='website'>video ID|width|height<&/video&> from external websites.
Please remove the '&' inside the tags during implementation.
Website = allocine, blip, dailymotion, facebook, gametrailers, googlevideo, html5, metacafe, myspace, revver,
sevenload, viddler, vimeo, youku, youtube
width = 560, height = 340, Video ID = Can be obtained from the URL of webpage where the video is displayed.
e.g In the following url 'http://www.youtube.com/watch?v=Y0US7oR_t3M' Video ID is 'Y0US7oR_t3M'. 
 
==Instructions==
Please provide other instructions related to the certificate/documents.
e.g. The state office holds birth records since january 1908. 
 
==Required Information==
A list which displays the kind of information which is required to complete the procedure.
e.g.
1. Date of Birth.
2. City or Country of Birth. 
 
==Need for the Document==
Encumbrance certificates and mortgage deeds are mandatory if you want to acquire a land loan from a bank. 
 
==Information which might help==
Enter other informations which might help. 
 
==Other uses of the Document/Certificate==
Please explain what are other uses of obtaining this document/certificate.
e.g. Birth Certificate can be used as proof of identity. 
 
==External Links==
[https://www.apnacsconline.in/csc-locator/haryana/ CSC locator] 
 
==Others==
More information which might help people. 

[[Category:Haryana]]

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