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2025-04-30T13:36:19Z

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==Procedure==
'''Apply In-Person''' 
#The lending agency must write a letter to the Minister of Housing, on the agency's letterhead, asking approval as an authorised lender.
#Visit the following link for Contact Details: [https://www.bahamas.gov.bs/wps/portal/public/gov/government/contacts/agencies/government%20ministries/ministry%20of%20housing/!ut/p/b1/vZNLj6pAEEZ_kUPRCDZLHvJQ3i-BjQFRBEVAQYFff5lZTW4yk7u4M12rTk71qfqSJmIiWtAMALAUMERIxLfkWeRJV9S35Pp-j5k9BbLOcUusyzQwoPqWxlkrBWGJnoFoBuCLw8G_9X8BmEv4af-OCLWIMsSHmq9V53T2e4tf290qU5REWMhayWYqdB7oLpUhwJN39KpoTEh78rt70raZSQ_iw09qKWloiWyweLld9kMxIBiLpcTlg96mI31JL51-1nbdeT_cpkXhaPIugGBbVBgpz8bWM-XMaSipr3Bg16mW6JkT1hOChxKMmikfta0mh80zcJbHbmQts3028-zxd-t9pPcBfBfPty9sERHNwOoT4AUAKgmc45I2YIcmPCKE5d4tx0adLpNTwmvyoNGNUh9hDVO38nzDW4-uIRmeGJFQ-shdLydjjcdHyWt6drKywPF5ThDjhrr9LTSRx85CgWS2Pg2ujH5aKNMmniNYeRZHIwDh14XkTwllU7eF90g9_j1SSlE4RqMwLH9byPx34YaIi7R6ex2qN3hDLNCYxBSDVoARTQRlxAxirefSOtgP0W6w-rinTg-e3Aa0WtQbzOXYOS0WpFEadaazfVrRZiLmhmcpPc0L1-smQftudxmyEc-fWd2ZhX3IeTmsLOdyNnKfzBluFckb1749UgrZXZMwcb5tpWlKM3k6-epmMMGI_WrXPwWSCss0FWIg5dNTPMC8doeiaLO_6_fmwQ5Ge2sdv9XvfeqazKPcPO24r3NMoVckZI7Fse6Vb_O7mB4WyoCdV8ctCEOpqyNRxVdJ0hhHmcJPdeT-ALjmjVk!/dl4/d5/L2dBISEvZ0FBIS9nQSEh/ Link].
#The letter is examined, and the Institution is notified in writing of either approval or denial of approved lender status.
#The Minister may invite the agency to become an approved lender in particular cases. The agency may accept in certain situations, in which case the ministry would issue the institution an official letter informing them that they have been approved as a lender.
#An officer from the Department of Housing will organise a meeting with the institution to inform them on the format for Government Guaranteed loans once an approved lender letter is issued stating that approved lender status has been obtained.
#The Housing Officer will also provide the Institution with all essential forms to ensure compliance with the Housing Regulations at the meeting.
#Lenders with offices on family islands who want to apply to become approved lenders can do so at any of the Ministry of Housing's local offices listed below. The application, however, will be processed in New Providence. 
 

==Required Documents==
*Current national insurance certificate
*Copy of national insurance board compliance letter
*Up-to-date business license 
 
==Office Locations & Contacts==
The following locations between the hours of 9:00 am to 5:00 pm, Monday to Friday, except public holidays. 
 
'''New Providence''' 
Department of Housing 
Charlotte House 
Corner of Charlotte and Shirley Streets 
P.O. Box N275 
Nassau, 
New Providence 
The Bahamas 
Tel. (242) 302-5816 or 323-3333 
Fax.(242) 328–4244 
 
'''Grand Bahama''' 
Government Office Complex 
The Mall Drive 
P.O. Box F43774 
Freeport, 
Grand Bahama 
The Bahamas 
Tel. (242) 352-3630 / 3893 
Fax.(242) 352–9244 
 
'''Abaco''' 
Officer In Charge 
Department of Housing 
Dove Plaza 
Marsh Harbour 
Abaco 
The Bahamas 
Tel. (242) 367-2157 
Fax.(242) 367-2150 
Contact Address Details [https://www.bahamas.gov.bs/wps/portal/public/gov/government/contacts/agencies/government%20ministries/ministry%20of%20housing/!ut/p/b1/vZNLj6pAEEZ_kUPRCDZLHvJQ3i-BjQFRBEVAQYFff5lZTW4yk7u4M12rTk71qfqSJmIiWtAMALAUMERIxLfkWeRJV9S35Pp-j5k9BbLOcUusyzQwoPqWxlkrBWGJnoFoBuCLw8G_9X8BmEv4af-OCLWIMsSHmq9V53T2e4tf290qU5REWMhayWYqdB7oLpUhwJN39KpoTEh78rt70raZSQ_iw09qKWloiWyweLld9kMxIBiLpcTlg96mI31JL51-1nbdeT_cpkXhaPIugGBbVBgpz8bWM-XMaSipr3Bg16mW6JkT1hOChxKMmikfta0mh80zcJbHbmQts3028-zxd-t9pPcBfBfPty9sERHNwOoT4AUAKgmc45I2YIcmPCKE5d4tx0adLpNTwmvyoNGNUh9hDVO38nzDW4-uIRmeGJFQ-shdLydjjcdHyWt6drKywPF5ThDjhrr9LTSRx85CgWS2Pg2ujH5aKNMmniNYeRZHIwDh14XkTwllU7eF90g9_j1SSlE4RqMwLH9byPx34YaIi7R6ex2qN3hDLNCYxBSDVoARTQRlxAxirefSOtgP0W6w-rinTg-e3Aa0WtQbzOXYOS0WpFEadaazfVrRZiLmhmcpPc0L1-smQftudxmyEc-fWd2ZhX3IeTmsLOdyNnKfzBluFckb1749UgrZXZMwcb5tpWlKM3k6-epmMMGI_WrXPwWSCss0FWIg5dNTPMC8doeiaLO_6_fmwQ5Ge2sdv9XvfeqazKPcPO24r3NMoVckZI7Fse6Vb_O7mB4WyoCdV8ctCEOpqyNRxVdJ0hhHmcJPdeT-ALjmjVk!/dl4/d5/L2dBISEvZ0FBIS9nQSEh/ Link] 
Contact Details for Family Island [https://www.bahamas.gov.bs/wps/portal/public/gov/government/contacts/Agencies/Family%20Island%20Administrator%20offices/!ut/p/b1/vZPJjqMwEIafpR8gjVlMzNEBAiZsYYcLgoQs0GwNgSRPP8lcZjRSd89hely-WPqrPtUnmUqoiEqabDofs_HcNtnb853wKQsUA2MOGQoEPCC-rWN7qTJoDR-B-OOAxYG_6wcfHPxlf0hFasyupJbMsuyknVNYnjuuW39_3l70VUEyvd-DNb3c6m3OcsI1sZEAq-pN8ery3uh5GoRWs4zZUxGgJbnsNX9X7waa7I7l-A4b0o43jZ-Bhc-nbMF1BY4dvHDqtV5EAWSHHXdfhFZ1G-x6fXSM0ZYONpGz5H5jhcxfP27OOKXnKhf0Fq4OvTZ6eXa_BNa8SLeCKtis-tgh-WxNa8N8EXhq_hn4xKOptnVBxY_Y8rc5XgAAoQF2XHoLkAMpj4oAl7rlrSP36u6U4Kqbns8apWmDPDCMXPJNT2bMUaFNmWdombl6cksbkgyM9xgMpmTvA8dfYRHrTdT_CbQYT3gARZrf-BC4CvPdQAVa6GFq6dkYMgCI_x1IfxdQsYyt-FTqrZ5KWVXFvM4iwP1vIP_PgRqVnPP6dd7Vr-CVEQBENGJ5ZgkQA6mgjKEpoud_91L3jCAzsEl4xZvjZUMLZz03dV9fuFqSH6bJc6LJ3tGlQmJV388NbI6-P5xgU099lDGSzGpXut6d4rmXKmzc0Kk3K6njzI4_LZAuAtzByQttwKOoqto6n9su4y-jM7BvrsSYNLPdmEVJ3kcfhqkjddtEbUrSQE3sDcJX41UdZDiazcKs_FLRiadmVZ8WVcvHQIlaMmmASEjJbKQAi5uxfVn0OK1CkZyorvb9qZMPUnT_Vfjl5QeyKntu/dl4/d5/L2dBISEvZ0FBIS9nQSEh/ Link] 
 

==Eligibility==
Any lending institution, Banks, Mortgage Agencies, Credit Unions, Insurance Companies, that is: 
*A business dedicated to lending money
*A registered corporation in good standing and conducting business in The Bahamas.
*The Minister must also be satisfied that the institution has adequate funds and experience, as evidenced by at least ten years of operation. 
 
==Fees==
There are no charges for using this service. Changes to the fee may be made at the Minister of Housing's discretion, subject to the Housing Act. 
 
==Validity==
There is no deadline associated with this service. 
 
==Documents to Use==
This service does not require an application form. Simply send a letter to the Minister responsible for Housing, on the agency's letterhead, requesting approval as an approved lender. 
 
==Sample Documents==
Please attach sample completed documents that would help other people. 
 
==Processing Time==
Acquiring approved lender status takes a period of two to three week. 
 
==Related Videos==
Videos explaining the procedure or to fill the applications.
Attach videos using the following tag <&video type='website'>video ID|width|height<&/video&> from external websites.
Please remove the '&' inside the tags during implementation.
Website = allocine, blip, dailymotion, facebook, gametrailers, googlevideo, html5, metacafe, myspace, revver,
sevenload, viddler, vimeo, youku, youtube
width = 560, height = 340, Video ID = Can be obtained from the URL of webpage where the video is displayed.
e.g In the following url 'http://www.youtube.com/watch?v=Y0US7oR_t3M' Video ID is 'Y0US7oR_t3M'. 
 
==Instructions==
Please provide other instructions related to the certificate/documents.
e.g. The state office holds birth records since january 1908. 
 
==Required Information==
A list which displays the kind of information which is required to complete the procedure.
e.g.
1. Date of Birth.
2. City or Country of Birth. 
 
==Need for the Document==
It is required for all lending institutions wishing to offer housing mortgage loans with a government guarantee must be approved by the Minister responsible for Housing. 
 
==Information which might help==
[https://www.bahamas.gov.bs/wps/portal/public/gov/government/services/application%20for%20approved%20lender%20status/!ut/p/b1/vZDJcqNADIafxQ9AaLY2HNsGA8E0W7NeUt7AgM1iMBiefpypHKamKskcZkY6SfVJv_TTCR3RSbUb8mzX53W1u7zXCXzjgGoixIumKgAIdN_eInupsSJmnkD8OWDx4Lv5kI60w7ySOz1TEHEiSvN0uKlvp6hOlk7UMWyYd-pmxLfhIpxNczDv8bybdf_uXpirJia2rMzmtnMexXLDJlRt-IGBoduSkAmwkWeZZ8K701LtnfK8QbmpVdu0KH0dGm70LbEn-RhJZ0lNjjckcVlZ2Qcbw0OftBmumsNWWUbD4Qjkag6P0NamLrJ28eLjb_BJoD_4O_kKsQz2G-Dd2p_AFzfET2D5ywYSAKAzALke4wDRBTShI8C_ecXU6HM5u8XSGYlSzuR9ngRbrHAu3isAYxcT2ZsZBcxm-TBwKRheObE9JvYxcP0VWqd1yzS_C1oskZ6CawYavgA8IPxrQVWwxKdHS2IjgQVgzf1nQe_vW_pKJ_n--jIeri_ghRMZiZUAgAKEjMSLdFD4vCB35ijbd2PDU9iO0huXncrQqS--i-Q-j_Sp19JgKmCGkHJCY-k8pFM73dI0JQ9L5-_FLty39pm_XKZ9MY2AmnM5q_g4TabauMT42TmoVZ2uJ25IKaEwm53R5KuKYWQWG0qQxYrQjCXwI3-bE3PoLbsz-zh5EH_PBi1_vFeoS1UjbqjYXSv7PbQZc8z9TRarUUg12zOBuYiFdIZUBh9KjRYLGmv19UQ3V3_YQlebo488ocUPOjg0gg!!/dl4/d5/L2dBISEvZ0FBIS9nQSEh/ Website Link] 
 
==Other uses of the Document/Certificate==
Please explain what are other uses of obtaining this document/certificate.
e.g. Birth Certificate can be used as proof of identity. 
 
==External Links==
Place some external links which might help. 
 
==Others==
More information which might help people. 

[[Category:Bahamas]]

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Bahamas - Apply for Approved Lender Status - Revision history

Wesley: Auto